If you are a baby boomer nearing fifty and you haven't saved adime, don't panic. Charles Schwab, one of America's most trustedand respected names in financial services will help you takecontrol of your financial life.In You're Fifty -- Now What? hewalks even the most inexperienced person through the process ofinvesting money to prepare for tomorrow, while offering solidanswers to tough questions. He helps you figure out exactly whatyou'll need for your retirement, how to maximize the best earningand investing years of your life, and how to work out your wisestbalance of asset allocation by offering straightforward advice thatenables you to put your affairs in order and your mind at ease.

With this essential companion to the automatic #1 nationalbestseller, you can put pencil to paper and make your seven-figuredreams come true! The Automatic Millionaire rocketed to instant bestseller statusbecause in its pages America’s best-loved money coach, David Bach,delivered a uniquely foolproof, hassle-free plan for achievingfinancial security even if you have zero willpower. Now TheAutomatic Millionaire Workbook lets you tailor that strategy toyour own financial life in a line-by-line personal plan. Theworkbook features: THE WORKBOOK FEATURES: · The five questions that determine with 90 percent certainty ifyou will be an Automatic Millionaire · Charts and checklists for paying down debt while you save · A clear path for any renter to become a home owner · Worksheets to set savings goals and meet them, no matter howmuch you make · A game plan for paying off mortgages early · The one crucial step that guarantees your financial plan willsuccee

One of America's most respected and renowned financialplanners provides 1001 tips to help everyone--from CEOs tohomemakers--save money. Learn which corners to cut in various areasof everyday life. Take the revealing self-test and assess whereyour money is being spent. Then allow the expert to guide you tothe most effective and creative ways to save it.

Every decision, from buying a home to grabbing a daily latte,has costs and benefits-personal as well as financial. The Real Costof Living helps you make better decisions, both big and small-decisions that involve money, but aren't all about money.Well-known personal finance expert Carmen Ulrich makespersonal finance personal and takes into account that we all havemotivations that go way beyond number crunching. From marriage andfamily to career, investing, and more, Carmen examines the "realcost" of the choices we all make every day. * Is deciding whether to go back to work full-time after you havea child really all about money? Should it be? * Is prepaying a mortgage a smart-money move, or is it reallyabout craving security and stability-and which means more toyou? * How much do your bad habits really cost you? And is savingthousands of dollars enough of a motivation to get you tostop? * Are college degrees really worthwhile? And if so, how can youmaximize the odds of gaining

As you think about retirement, you’ve got facts to face,planning to do, decisions to make and numbers to crunch. With theexperts at The Wall Street Journal to guide you, you’ll learn howto tailor a financial plan for the lifestyle you want. ? Answers your biggest question—How big does my nest egg need tobe?—by linking it to your particular hopes for how you want tospend your days in retirement ? Shows how to translate your dreams and interests into dailyactivities, whether traveling, opening a business, volunteering orgoing back to school ? Provides a timeline for decisions to make and steps to take tenyears, five years and one year before you retire ? Offers tips on investing wisely and working with the rightfinancial adviser ? Tells you how to maximize your benefits from Social Securityand Medicare ? Guides you through the intricacies of 401(k)s, IRAs, annuitiesand other financial tools and resources Today, the average person can expect to spend two d

“Money may not be able to buy you love, but conflicts about itcan certainly bankrupt your relationship.” –Michelle Singletary Here at last is the lowdown on how to manage your finances withthe man in your life. Money is the #1 problem couples fight about,says beloved Washington Post financial columnist MichelleSingletary. Acknowledging that most fights about money are usuallyabout something else–like feelings of fear or resentment–Singletarystresses the value of open dialogue. In her trademarkno-holds-barred style, she shows us how to handle the entire rangeof financial issues couples face–from splitting the dinner billwhen dating to planning for retirement together after years ofmarriage. Singletary speaks to the hearts of women as they try tosuccessfully merge their money and future security with those oftheir man. Acknowledging the emotional weight of sharedinvestments, she brings her own experience as a wife and mother tothe table and doles out advice in a voice that,

Every month you spend money in twelve majorcategories. And at the end of each month, you scratch your head andwonder, Where did it all go? In The Little Book of Big Savings, America’sFinancial Expert, Ellie Kay, will help you uncover theextra cash just waiting to be found in every area of your life. Notonly will you never again wonder where your cash went, you willhave extra to save–and even to share. Don’t mindlessly let hundreds of dollars slipout of your ATM every month. Ellie’s practical advice will showyou: ?How one phone call could save you $500 a yearor more ?How your kids can get a great education withoutbreaking the bank ?Three ways your water heater can save youmoney ?Why giving away money is one of the best waysto save it ?How to save up to 50% on your onlinepurchases Plus hundreds of other tips that will loosenyour budget without sacrificing your lifestyle. Soon you’ll findwhat you want the most when it comes to your finances: peace ofmind.

No Matter Where You Start, David Bach Can Help You Live andFinish Rich With his national bestsellers "Smart Women Finish Rich"and "Smart Couples Finish" "Rich," renowned financial advisor andeducator David Bach has taught millions of people of all ages andincomes how to take control of their financial future. His message,that the key to building wealth is "values first, stuff second,"has inspired people all over the world. Now, "The" "Finish RichWorkbook" gives couples and singles alike a new opportunity totailor his advice for their individual circumstances. Combining thedown-to-earth, jargon-free approach that has made him so popularwith the hands-on practicality of a workbook, this new addition tothe "Finish Rich" series is like having a one-on-one session withDavid Bach. You will learn how to: - Use the power of the LatteFactor(TM), David Bach's international recognized approach tobuilding wealth on a few dollars a day. - Apply the Debt FreeSolutionTM, a powerful way to reduce debt quickly and repa

Let’s face it: you can't avoid death or taxes. But you can create an estate plan that will make both a whole loteasier for your loved ones and put you in control of howyour assets will get passed to your heirs. Here, Wall Street Journal personal-finance reporter RachelEmma Silverman walks you step-by-step through the process.Chock-full of clear and solid advice on how to get the most out ofthe main estate planning tools - including wills, trusts, lifeinsurance, guardianship papers, and powers-of-attorney documents -the Wall Street Journal Complete Estate-Planning Guidebook will help make your estate-planning process as simple, smooth, andunintimidating as possible. This book will help you: · Clarify your estate-planning goals,such as dividing up property for heirs, reducing taxes or leavingmoney for charity · Understand the key estate-planningdocuments you’ll need, including wills, beneficiary-designationforms, powers-of-attorney and health-care advance directives · Decode the

What is Gotcha Capitalism? Coughing up $4 fees for ATM transactions. Iron-clad cell phonecontracts you can’t get out of with a crowbar. Paying big bucks forinsurance you don’t need on a rental car or forking over $20 a dayfor supposedly “free” wireless internet. Every day we use banks,cell phones, and credit cards. Every day we book hotels and airlinetickets. And every day we get ripped off. How? Here are just a few examples of how big business can getyou: · You didn’t fill up the rental car with gas? Gotcha! Gas costs $7 a gallon here. · Your bank balance fell to $999.99 for one day? Gotcha! That’ll be $12. · You miss one payment on that 18-month same-as-cash loan? Gotcha! That’ll be $512 extra. · You’re one day late on that electric bill? Gotcha! All your credit cards now have a 29.99% interestrate. But not for much longer. In Gotcha Capitalism, MSNBC.com’s “RedTape Chronicles” columnist Bob Sullivan exposes the way

“Ann Holmes has created the perfect guide to help women turntheir dreams into a reality.” –Donna Mullen Good, CEO of the Center for Women Enterprise If you’ve ever dreamed of starting your own business, or ifyou’ve ever wondered about how to build up the business you alreadyrun, but worry because you don’t have an MBA or a couple of yearsof college business courses, this book is for you. Based onextensive interviews with more than eighty women entrepreneurs fromaround the country, There’s a Business in Every Woman offersinspiring success stories (and instructive missteps) in a widerange of businesses–from catering, landscaping, personal training,and wedding and events planning to interior and clothing design,staffing, manufacturing, and product design. What the trailblazing women in this book have in common is a goodidea and the courage to turn a dream into a money-making realitythrough hard work, passion, and drive. Take, for instance, thewoman who started an IT cons

Corporate pensions are disappearing. Social Security is introuble. And the sizable postwar generation is reaching retirementage. With the futures of millions of Americans at stake, Ed Slott,the country’s foremost retirement planning adviser, now offersexpert advice on weathering the perfect storm of financialinstability that looms on the horizon. Your Complete RetirementPlanning Road Map provides clear step-by-step directionsthrough the highways and byways of IRAs, 401(k)s, 403(b)s, andother major accounts. In five focused sections, Slott combines crucial facts withchecklists and questionnaires to teach investors and beneficiariesalike the best way to save and to maximize an inheritance. Insideyou’ll discover ? an overview of every retirement savings account you own–from whatit is and where it is to who gets it and how, plus where to putimportant data ? how to properly fill out retirement account beneficiary forms sothat money goes to whomever you choose and not to relatives who popup out of nowher

Your Road to Lifelong Financial Independence It’s about time you felt empowered tobetter manage your money because–in tough economic times more thanever–your financial freedom depends on making smart choices. Butit’s hard to know where to begin, especially when you’re juststarting out. And of course, it only gets more complicated as yougo through life: How do you establish good credit? Do you buy orrent? What kinds of health coverage do you really need? How do youactually stay afloat in an uncertain market? The Wall Street Journal Guide to Starting YourFinancial Life gets you off on the right financial foot, fromtackling everyday choices like cell-phone plans and pet ownershipto big decisions such as smart investment strategies and buying acar or a house. You’ll learn: ? How to open your first checking and savingsaccounts, get your first credit card, and establish goodcredit ? The ins and outs of starting a job, includinginformation about taxes, choosing health insurance options,