A leading financial adviser offers a groundbreaking and simpleapproach to tackling personal finance by breaking down formulasused by the most successful businesses. A troubled economy calls for answers. People need sound,easy-to-follow financial advice that can be implementedimmediately. For the first time, a leading financial adviser hasdeveloped a remarkable set of guidelines to give individuals thesame kind of objective insight into their personal finances thatsuccessful businesses have. Your Money Ratios will help readerseffectively manage debt, invest prudently, and develop a realisticand effective savings plan to ensure both financial success andsecurity. Readers need only plug their income and age intoFarrell's ratios to get an instant picture of their savings statusand overall financial health, as well as a road map for theimportant choices for the future. Some key ratios include: ?? The Capital-to-Income Ratio: how much capital (savings) youshould have if you plan to

A practical guide to building fully operational financial cashflow models for structured finance transactions Structured finance and securitization deals are becoming morecommonplace on Wall Street. Up until now, however, marketparticipants have had to create their own models to analyze thesedeals, and new entrants have had to learn as they go. ModelingStructured Finance Cash Flows with Microsoft Excel provides readerswith the information they need to build a cash flow model forstructured finance and securitization deals. Financial professionalKeith Allman explains individual functions and formulas, while alsoexplaining the theory behind the spreadsheets. Each chapter beginswith a discussion of theory, followed by a section called "ModelBuilder," in which Allman translates the theory into functions andformulas. In addition, the companion CD-ROM features all of themodeling exercises, as well as a final version of the model that iscreated in the text. Note: CD-ROM/DVD and other supplementary materi

When I was a boy, my father often pulled me aside to convey lessons intended to build what we generally refer to as 'character'. Often his advice was very simple -- work hard, think for yourself, do right by others -- but I believe those lessons provided the foundation for everything that has followed in my life. Now that I'm a dad myself, I wanted to put them down in one place, with examples of my own experiences, as a guide to life, adventure, and investing, both for my young daughters and for anyone seeking success in his or her chosen field. I hope that parents will be inspired to give this book to their children, and vice versa, as many of the lessons that I have learned apply not just to young people but to all adults -- for example, question everything, never follow the crowd, and beware of boys -- A Gift to My Children .

A proven guide to building financial models from scratch The"Second Edition "of "Building Financial Models with Microsoft Excel+ CD-ROM" provides beginning and intermediate level computer userswith step-by-step instructions on building financial models usingMicrosoft Excel 2007-the most popular spreadsheet programavailable. The accompanying CD-ROM contains Excel worksheets thattrack the course of the book and allow you to build your ownfinancial models. This comprehensive resource also covers importanttopics such as the concepts of valuation, sensitivity analysis, andcontribution margin. Offers accessible guidance on buildingfinancial models using Excel 2007 Illustrates how to integratefinancial statements such as the balance sheet, income statement,and statement of cash flows Covers the basics of building and usinga Capitalization Table Discusses how to best present a financialmodel Incorporating financial models into business decisions hasbecome an essential element of good business practice, and thisbook

"Throughout the ages, many things have been used as currency:livestock, grains, spices, shells, beads, and now paper. But onlytwo things have ever been money : gold and silver. Whenpaper money becomes too abundant, and thus loses its value, manalways turns back to precious metals. During these times there isalways an enormous wealth transfer, and it is within your power totransfer that wealth away from you or toward you." --MichaelMaloney, precious metals investment expert and historian; founderand principal, Gold Silver, Inc.

"This book deserves a place on every serious investor’sshelf." –FINANCIAL TIMES "A must-read for all disciples of value investing. In 1934,Graham and Dodd created fundamental security analysis. Greenwaldreinforces the worth of this approach, incorporates new advances,and takes their work into the twenty-first century." –Mario J. Gabelli, Chairman, Gabelli Asset Management, Inc. "The new title most deserving of your time is Value Investing . .. . Its authors aim to place their work next to Benjamin Graham’s1950 classic, The Intelligent Investor. My 1986 edition came withWarren Buffett’s endorsement–‘by far the best book on investingever written.’ Value Investing is better." –Robert Barker, BusinessWeek "Greenwald is an economist (PhD from MIT) who caught the valuebug. He has updated and expanded Graham’s ideas, and his summerseminars ($2,900 for two days) have become popular with everyonefrom well-known money managers to Columbia MBAs who couldn’

Real Estate Development and Investment A Comprehensive Approach Written by real estate industry veteran Stephen Peca, this timelyguide skillfully outlines the various phases of the real estatedevelopment process and addresses some of the most important issuesassociated with this discipline. Using numerous illustrations and anecdotes, this book takes youthrough the development process, from historical considerations andidea formulation to financial feasibility and asset disposition,while covering the entire cycle of real estate development forvarious property types. Topics touched upon throughout these pagesinclude: The key factors affecting demand for different land uses anddevelopment The interaction of market research, financing, planning, contractnegotiation, marketing, leasing, and property management The need for universal, current, and broad knowledge The importance of ethics in the development process The role of different professionals and compani

If you don't plan on working hard all your life this is thebook for you. If you're ready to retire (or would like to retireearly enough to enjoy the retirement years) you can learn fromRobert's story of how he and his wife Kim started with nothing and'retired' financially free in less than 10 years.