Owning a home has always been the American Dream, and in The Automatic Millionaire Homeowner , David Bach shows thatbuying a home and investment properties is not only possible, it isstill the surest way to reach your seven-figure dreams on anordinary income. Whether you are a renter or already own a home,Bach’s book offers a lifelong strategy for real estate based ontimeless wisdom that is tried and true—in any market. He includeseverything you need to know, with step-by-step instructions,including phone numbers and web sites, so you can get started rightaway. As long as you’re alive, you have to live somewhere. Why notlet where you live make you financially secure and ultimately rich?David Bach will show you how.
The bestselling author and nationally syndicated radio host of"The Money Game" has helped thousands through his 12-week financialplanning program. His workbook format allows readers to frequentlyassess their progress and to face their situation honestly by usingthe questionnaires and fill-in charts throughout the book--the mostvaluable purchase a debt-ridden reader could ever make.
For Making Sense of Investing Today...the Fully Revised and Expanded Edition of the Bestselling The Motley Fool Investment Guide Today, with the Internet, anyone can be an informed investor. Once you learn to tune out the hype and focus on meaningful factors, you can beat the Street. The Motley Fool Investment Guide, completely revised and updated with clear and witty explanations, deciphers all the new information -- from evaluating individual stocks to creating a diverse investment portfolio. David and Tom Gardner have investing ideas for you -- no matter how much time or money you have. This new edition of The Motley Fool Investment Guide is built for today's investor, sophisticate and novice alike, with updated information on: * Finding high-growth stocks that will beat the market over the long term * Identifying volatile young companies that traditional valuation measures may miss * Using Fool.com and the Internet to locate great sources of useful information
From first-time newlyweds to people on their second or thirdmarriage, couples face an overwhelming task when it comes to moneymanagement. Nationally renowned financial advisor and bestsellingauthor David Bach knows that it doesn’t have to be this way. InSmart Couples Finish Rich, he provides couples with easy-to-usetools that cover everything from credit card management, toinvestment advice, to long-term care. You and your partner willlearn how to work together as a team to identify your core valuesand dreams, creating a financial plan that will allow you toachieve security, provide for your family’s future financial needs,and increase your income. Together, you’ll learn why couples thatplan their finances together, stay together!
"Home Economics" reintroduces readers to all Grandma's thriftytips, down-home know-how, honest-to-goodness advice, and deliciousrecipes. Modeled on and compiled from vintage home-ec textbooks,this adorable guide contains everything needed to whip up and keepup a happy, healthy, and - most important - economical homelife.
This step-by-step guide to creating money and abundance was given to Sanaya and Duane by their guides, Orin and DaBen. These wise spirit teachers have successfully helped thousands of people to manifest prosperity, find their life’s work, and fulfill their life purpose. This book is infused with Orin and DaBen's consciousness of abundance that is available to you as you read to increase your ability to create money and abundance. You can see immediate results in your life when you learn to create abundance by following the spiritual laws of money and abundance. Section I, Creating Money, is a step-by-step guide to using powerful techniques that work to draw to yourself all that you desire that is for your higher good. You will practice creating what you want using energy, thought, and magnetism, and linking with your soul and Higher Will, to produce results beyond anything you can create with physical effort alone. You will discover what you want, and then draw things and situations to you that will
Stop Paying Rent! Are you ready to make the leap into home ownership, but more thana little nervous about taking that big step? Never fear. TheAbsolute Beginner's Guide to Buying a House is here to help youlearn everything you need to know to find your perfect home at aprice you can afford. You'll discover how to: ?Choose the real estate agent right for you ?Find the perfect house: price, location, size, and style ?Determine which type of loan is best for you ?Save money using the right negotiation strategies for yourmarket ?And much more!
Why cutting up your credit cards won't make you rich Apopular TV personality often says, "Take out your credit cards andcut them into pieces." While that is sound advice for people whoare not financially responsible, it is inadequate advice for anyonewho wants to become rich or financially free. In other words, justcutting up your credit cards will not make you rich. What does makeyou rich is financial education...unfortunately a type of educationwe do not receive in school. If a person has a solid financialeducation, they would know that there are two kinds of debt...gooddebt and bad debt. A person with a sound financial education wouldknow how to use good debt to make them richer faster...much fasterthan a person who only saves money and has no debt. Rich Dad'sGuide to Becoming Rich * Are you in credit card debt? * Is jobsecurity dead? * Is your financial security threatened? * Is ahigh-paying job the answer? * Is your money working for you? * Doyou have good debt or bad debt? We all need more financ
"The seminal guide to the new morality of personal moneymanagement" (Los Angeles Times(on the first edition)) In an age of great economic uncertainty when everyone is concernedabout money and how they spend what they have, this new edition ofthe bestselling Your Money or Your Life is an essential read. Withupdated resources, an easy-to-use index, and anecdotes and examplesparticularly relevant today-it tells you how to: ? get out of debt and develop savings ? reorder material priorities and live well for less ? resolve inner conflicts between values and lifestyle ? save the planet while saving money ? and much more In Your Money or Your Life, Vicki Robin shows readers how to gaincontrol of their money and finally begin to make a life, ratherthan just make a living.
Jean Chatzky has been working with viewers of NBC’s Today showfor a series on how to get out of debt once and for all. Hermethod, both on TV and in this book, is simple yet powerful: thekey is saving just $10 a day that you currently waste. It doesn’tsound like much—a movie ticket or lunch for two at McDonald’s— but$10 really can take you from debt to wealth in just a few years.And because it doesn’t feel like an impossible goal, people aremore likely to stick with Chatzky’s plan than an extreme regimen ofspending cutbacks. Chatzky is focusing on debt because it’s the single biggestthreat to our financial health. The average American family hassixteen credit cards and high-rate debt of more than $8000, noteven counting car loans and mortgages. They pay more than $1000 ayear in interest alone. Debt makes people feel depressed andoverwhelmed, leaving them without enough money for the trulyimportant things in life—education, retirement, owning a home,feeling secure. Chatzky,
A book that pays for itself! The creator of couponmom.com,with 1.6 million subscribers and counting, shares her strategicmoney-saving techniques for saving big while living well Americans are hungry for bargains these days, but one woman hasdeveloped the ultimate strategy for enjoying a feast of savings.Taking the nation by storm, with appearances ranging from The OprahWinfrey Show, Today and Good Morning America, Stephanie Nelson hasshown countless women and men how to save thousands of dollars bybecoming savvy coupon clippers-without sacrificing nutrition orquality. Now, in The Coupon Mom's Guide to Cutting Your GroceryBills in Half, Nelson demonstrates all of the tricks of thetrade-beyond coupons and tailor-made for a variety of shopperlifestyles. Whether you're a "busy" shopper and have only a smallamount of time each week to devote to finding the best deal; a"rookie" shopper who is ready to put more effort into cuttingbills; or a seasoned "varsity" shopper who is looking for new waysto get t
Why cutting up your credit cards won't make you rich Apopular TV personality often says, "Take out your credit cards andcut them into pieces." While that is sound advice for people whoare not financially responsible, it is inadequate advice for anyonewho wants to become rich or financially free. In other words, justcutting up your credit cards will not make you rich. What does makeyou rich is financial education...unfortunately a type of educationwe do not receive in school. If a person has a solid financialeducation, they would know that there are two kinds of debt...gooddebt and bad debt. A person with a sound financial education wouldknow how to use good debt to make them richer faster...much fasterthan a person who only saves money and has no debt. Rich Dad'sGuide to Becoming Rich * Are you in credit card debt? * Is jobsecurity dead? * Is your financial security threatened? * Is ahigh-paying job the answer? * Is your money working for you? * Doyou have good debt or bad debt? We all need more financ
A witty, smart woman's guide to being thrifty and fabulous. Today's woman may be struggling with her volatilefinancial state, but she shouldn't bite one well-manicured nailwith worry. Sure the Dow goes up and down, housing prices boom andbust, but living well never goes out of style. Let RozHoffman be your guide for how to spend your precious pennies, asshe dishes up the wisdom women need to get perfect style--withoutdepleting their dwindling bank accounts. No coupon-clipping,Prada-depriving, or carb-hating allowed! Bitches, welcome to theera of smart indulgence. The author is a recession-era fashion guru, travel agent, groomingconsultant, therapist, sommelier, and life coach all rolled intoone. She'll show you how to adjust your attitude, discover your hotspots, and make life richer in every sense of the word. Bitcheson a Budget is the consummate guide to living with joy, style,and a healthy dose of irreverence--whatever the economicweather. Publishers Weekly compared Bitches on a Budget to the
Get more with a lower score. Credit history can make or break your chances of getting a house,an apartment, or a loan. Now you can stay abreast of your creditscore, and your future, by thoroughly understanding the publiclyreleased FICO number, once reserved for lenders and businessesonly. This invaluable guide busts the credit myths and explains keyways to use credit, pay bills, pay off debt, deal with crisis, andavoid scams in order to make the credit score work for you. —Includes a glossary, resource section, and sample letters
At a moment of ecological and financial crisis, bestsellingauthor and economist Juliet B. Schor presents a revolutionarystrategy for transitioning toward a richer, more balancedlife. In Plenitude economist and bestselling author Juliet B. Schoroffers a groundbreaking intellectual statement about the economicsand sociology of ecological decline, suggesting a radical change inhow we think about consumer goods, value, and ways to live. Humans are degrading the planet far faster than they areregenerating it. As we travel along this shutdown path, food,energy, transport, and consumer goods are becoming increasinglyexpensive. The economic downturn that has accompanied theecological crisis has led to another type of scarcity: incomes,jobs, and credit are also in short supply. Our usual way back togrowth-a debt-financed consumer boom- is no longer an option ourhouseholds, or planet, can afford. Responding to our current moment, Plenitude puts sustainabilityat its core, but it is not a paradig
David Bach has a plan to help you live and finish rich—no matterwhere you start So you feel like you’ve started late? You are not alone. What if I told you that right now as you flip through this book,70% of the people in the store with you are living paycheck topaycheck? What if I told you that the man browsing the aisle to your leftowes more than $8,000 in credit card debt? And the woman on yourright has less than $1,000 in savings? See? You’re really not alone. Unfortunately, the vast majority of people who’ve saved too littleand borrowed too much will never catch up financially. Why? Becausethey don’t know how. You can start late and finish rich—but you need aplan. This book contains the plan. It’s inspiring, easy to follow, and isbased on proven financial principles. Building a secure financialfuture for yourself isn’t something you can do overnight. It willtake time and it will take work. But you can do it. I know. I’ve helped millions of people get their financial livest
With up-to-the-minute information . . . And an all-newpreface by the author! Out of the red . . . ? Do this month’s bills pile up before you’ve paid lastmonth’s? ? Do you regularly receive past-due notices? ? Do you get letters threatening legal action if immediate paymentis not made? ? Do the total amounts of your revolving charge accounts keeprising? Into the black . . . Whether you are currently in debt or fear you’re fallinginto debt, you are not alone. Sixty million Americans--from doctorsto secretaries, from executives to the unemployed--face the sameproblem and live under the same daily stress. Based on the proventechniques of the national Debtors Anonymous program, here is thefirst complete, step-by-step guide to getting out of debt once andfor all. You’ll learn: ? How to recognize the warning signs of serious debt ? How to negotiate with angry creditors, collection agencies, andthe IRS ? How to design a realistic and painless pay-back schedule ? How to identify your spending blind
This book will change the way you retire-no matter whatthe state of the economy. B Follow the advice in The Smartest Retirement Book You'll EverRead and you will: ? Find simple strategies to maximize your retirement nestegg. ? Steer clear of scams that rob you of your hard-earnedsavings. ? Ensure that your money lasts longer than you do. ? Avoid the common mistakes that can leave your spouseimpoverished. ? Discover financial lifelines no matter how desperate theeconomy. "If you want a handy guide that provides information in smallchunks, Solin's book is it." - NewarkStar-Ledger
Not according to Jean Chatzky, one of the most popular personal-finance experts in the country, who has advised millions through her regular Today Show appearances and her columns in Money magazine. Now she shares the good news about a groundbreaking study she did with the Roper Organization; the Happiness Assessment. Her research shows that amount of money you make has surprisingly little to do with how financially happy you are. But the happiest people in America at all incorme levels tend to use the money strategies that Chatzky calls the "Ten Commandments of Financial Happiness." For instance, they pay their bills as they come in rather than all at one and minimize credit and debt. The bottom line: you have to pay attention to your money-and Chatzky shows you how to make the most of what you've got. But you certainly don't have to be rich achieve financial happiness. 作者简介:Jean Chatsky is the financial editor for NBC's Today show, has a monthly colomn in Money magazine, and is a featu
Have you ever wondered why some people attract wealth whileothers stay financially trapped? The key is learningwealth-friendly, upside-down thinking. In this New York Times, Wall Street Journal, and USA Todaybestseller, Robert Shemin, one-time "idiot" and currently amultimillionaire, illustrates in a witty way how going against thegrain is, in fact, the surest way to gain. Learn how to: ? set only one powerful success goal—and make it a big one ? play while your money goes to work ? stop building someone else’s business and start building yourown ? live and think like a millionaire while you’re becoming one ? use the power and smarts of other Rich Idiots to help you jointhe Rich Idiot Club Spend just a few pages with Robert and his Rich Idiot friends andyou’ll be convinced that “if they could do it, I can do it.”
Forget what you’ve heard. Nice girls can get the corneroffice. As women, we haven’t always had the best role models at work. We’veeither worked for men or we’ve had female bosses who are, well, bigbitches. Woman still don’t have much of a road map right now whenit comes to taking charge at the office, so the team who broughtyou the national bestseller The Girl’s Guide to Starting YourOwn Business is drawing one for us. Caitlin Friedman andKimberly Yorio will teach you to be powerful without beingpossessive, to be opinionated without being brassy, and to have astrong voice without micromanaging. You’ll learn just how to ownthe role of queen bee in a positive way so that you can be morementor than manager, one who leads, inspires, and motivates. So, you finally got that promotion. You’re the boss now. Thesupervisor. The manager. The captain. The taskmaster. Those days oftaking orders, running errands, and clock-watching are over. Asexciting as all this might seem, once the rush of the pro
"Money is congealed energy," said Joseph Campbell. Andreleasing it releases life's possibilities. . . . Thousands of people worldwide have learned how to build apowerful new relationship with their money and bring their dreamsto fruition through Dr. Maria Nemeth's dynamic workshops. Now youcan, too. In The Energy of Money, Dr. Nemeth--who received an AudioPublishers Award for her Sounds True series on which this book isbased--draws upon her more than twenty years' experience insynthesizing spiritual and practical techniques for managingyourself and your work to create a revolutionary program that canfree your financial energy and use it to achieve personal lifegoals and financial wealth. Combining a complete self-help andself-discovery regimen with proven methods of money management,this powerhouse guide to prosperity presents twelve principles thatwill help you to - Uncover the hidden landscape of beliefs, patterns, and habitsthat underlie and sometimes subvert your everyday use of money a
Ten years ago, Suze Orman, America’s most celebrated financeexpert, transformed the way we all view personal finance with hergroundbreaking The 9 Steps to Financial Freedom. This New YorkTimes bestselling blockbuster broke from the ranks of traditionalmoney management books by looking at finances from an entirely newperspective, advising people to approach money from an emotionalstandpoint in order to achieve their financial dreams. Byemphasizing the psychological and spiritual power money has in ourlives, while still including information on all aspects of ourfinancial daily activities, Orman has helped millions break throughthe barriers that hold them back. She is now our country’s leadingpersonal finance expert, and here is the book that started itall. Orman is back in a brand-new, fully updated edition to The 9Steps to Financial Freedom, her personal finance classic thatoffers thoughtful, easy-to-follow steps toward a life of financialfreedom. Here is the most up-to-the-minute information
The definitive guide for anyone dreaming of a move toparadise. Whether motivated by a desire for adventure, or the need to makethe most of a diminished nest egg, more and more Americans areconsidering an overseas retirement. Drawing on her more than threedecades of experience helping people relocate happily andsuccessfully, Kathleen Peddicord shows how living in anunconventional retirement destination can cost less than atraditional home in Florida or Arizona. Peddicord addresses all ofthe essential issues, including: Death Taxes Health Care Bank Accounts Whether readers are interested in relatively unknown havens likeNicaragua, well-traveled areas in Italy, or need some helpdeciding, How to Retire Overseas is the ultimate guide to makingretirement dreams come true.