Not according to Jean Chatzky, one of the most popular personal-finance experts in the country, who has advised millions through her regular Today Show appearances and her columns in Money magazine. Now she shares the good news about a groundbreaking study she did with the Roper Organization; the Happiness Assessment. Her research shows that amount of money you make has surprisingly little to do with how financially happy you are. But the happiest people in America at all incorme levels tend to use the money strategies that Chatzky calls the "Ten Commandments of Financial Happiness." For instance, they pay their bills as they come in rather than all at one and minimize credit and debt. The bottom line: you have to pay attention to your money-and Chatzky shows you how to make the most of what you've got. But you certainly don't have to be rich achieve financial happiness. 作者简介：Jean Chatsky is the financial editor for NBC's Today show, has a monthly colomn in Money magazine, and is a featu

Get smart about spending and saving –– and ride out arecession! Looking for practical ways to make every dollar count? This savvyguide gives you expert tips for tightening your belt and savingcash in every area of your life –– from your house and car todining and entertaining to banking and managing debt. You getrealistic solutions for making smarter choices and living well inthis time of economic turmoil –– without extraordinary sacrifice!Bump up your take–home pay–– spiff up your resume, find a good jobfast, explore telecommuting, or start a home–based business Getyour personal finances in tip–top shape –– create a budget, paydown debt, save on insurance, and protect your retirement fundsDevelop recession–proof habits –– use coupons and rebates, extendthe life of your wardrobe, utilize community resources, travel on abudget, and save on utilities and fuel expenses Decorate on a dimeand entertain on a shoestring –– plan parties, celebrate theholidays, and give

The bestselling author and nationally syndicated radio host of"The Money Game" has helped thousands through his 12-week financialplanning program. His workbook format allows readers to frequentlyassess their progress and to face their situation honestly by usingthe questionnaires and fill-in charts throughout the book--the mostvaluable purchase a debt-ridden reader could ever make.

Through every type of market, William J. O'Neil's nationalbestseller, How to Make Money inStocks, has shown over 2 millioninvestors the secrets to successful investing. O'Neil'spowerful CANSLIM~ Investing Systemma proven seven-step process for minimizingriskand maximizing gains--has influenced generations ofinvestors.Based on a major study of all the greatest stock marketwinners from 1880 to 2009, thisexpanded edition gives you:

Although Africa has long been known to be rich in oil,extracting it hadnt seemed worth the effort and risk untilrecently. But with the price of Middle Eastern crude oilskyrocketing and advancing technology making reserves easier totap, the region has become the scene of a competition between majorpowers that recalls the nineteenth-century scramble forcolonization there. But what does this giddy new oil boom meanforAmerica, for the world, for Africans themselves? John Ghazviniantraveled through twelve African countriesfrom Sudan to Congo toAngolatalking to warlords, industry executives, bandits, activists,priests, missionaries, oil-rig workers, scientists, and ordinarypeople whose lives have been transformednot necessarily for thebetterby the riches beneath their feet. The result is a high-octanenarrative that reveals the challenges, obstacles, reasons fordespair, and reasons for hope emerging from the worlds newestenergy hot spot.

In this follow-up to his bestselling book, Using Technical Analysis, Clifford Pistolese reveals how to effectively apply technical analysis in your day-to-day trading decisions in order to select stocks with the greatest profit potential. Selecting Winning Stocks Using Technical Analysis gives you practical techniques and exercises for quickly evaluating stocks using simple methods of technical analysis. Pistolese shows you how to conduct your own independent research to obtain objective data and identify investment opportunities, allowing you to shed broker fees and avoid conflicts of interest. He provides expert advice on tactical trading errors, controlling your emotions, and steering clear of the “herd mentality,” as well as how to: Locate companies with effective business models Use free technical analysis resources on the Internet. Readjust your portfolio for bull, range-bound, and bear market phases. Diversify your investments to control risk. Recognize th

To coincide with his new public television special, airingon PBS stations starting in March 2009, Ed Slott’s proven plan forgenerating enough personal wealth to last you the rest of yourlife Given the challenging economic times, we will all welcome EdSlott’s concrete advice for generating enormous wealth. In thismust-have book you’ll learn how to: ? Retire with more money than you ever could have imagined andstill take care of your loved ones ? Move your money from FOREVER taxed to NEVER taxed ? Make your IRA and 401(k) safer during rocky periods ? Pick the best financial advisor and learn what pitfalls toavoid ? Think and plan like a multimillionaire ? Make Uncle Sam work for you Based on Slott’s fundamental principles of building, protecting,and preserving wealth for you and your loved ones, Stay Rich forLife is filled with real life stories.

“Beware of geeks bearing formulas.” --Warren Buffett In March of 2006, the world’s richest men sipped champagne in anopulent New York hotel. They were preparing to compete in apoker tournament with million-dollar stakes, but those numbersmeant nothing to them. They were accustomed to riskingbillions. At the card table that night was Peter Muller, an eccentric,whip-smart whiz kid who’d studied theoretical mathematics atPrinceton and now managed a fabulously successful hedge fund calledPDT…when he wasn’t playing his keyboard for morning commuters onthe New York subway. With him was Ken Griffin, who as anundergraduate trading convertible bonds out of his Harvard dormroom had outsmarted the Wall Street pros and made money in one ofthe worst bear markets of all time. Now he was thetough-as-nails head of Citadel Investment Group, one of the mostpowerful money machines on earth. There too were Cliff Asness, thesharp-tongued, mercurial founder of the hedge fund AQR, a man asf

Let’s face it: you can't avoid death or taxes. But you can create an estate plan that will make both a whole loteasier for your loved ones and put you in control of howyour assets will get passed to your heirs. Here, Wall Street Journal personal-finance reporter RachelEmma Silverman walks you step-by-step through the process.Chock-full of clear and solid advice on how to get the most out ofthe main estate planning tools - including wills, trusts, lifeinsurance, guardianship papers, and powers-of-attorney documents -the Wall Street Journal Complete Estate-Planning Guidebook will help make your estate-planning process as simple, smooth, andunintimidating as possible. This book will help you: · Clarify your estate-planning goals,such as dividing up property for heirs, reducing taxes or leavingmoney for charity · Understand the key estate-planningdocuments you’ll need, including wills, beneficiary-designationforms, powers-of-attorney and health-care advance directives · Decode the

With words like “recession” and “record unemployment” fillingthe air, the typical family–regardless of how the economy istreating them–will be paying attention to the budget. That’s why 99 Ways to Stretch Your Home Budget will receive a warmreception as it delivers scores of practical ideas to save casharound the house. Cheri Gillard , formerly an obstetrical and NICU nurse, is afreelance writer and editor, plus the mother of quadruplets.

Your Road to Lifelong Financial Independence It’s about time you felt empowered tobetter manage your money because–in tough economic times more thanever–your financial freedom depends on making smart choices. Butit’s hard to know where to begin, especially when you’re juststarting out. And of course, it only gets more complicated as yougo through life: How do you establish good credit? Do you buy orrent? What kinds of health coverage do you really need? How do youactually stay afloat in an uncertain market? The Wall Street Journal Guide to Starting YourFinancial Life gets you off on the right financial foot, fromtackling everyday choices like cell-phone plans and pet ownershipto big decisions such as smart investment strategies and buying acar or a house. You’ll learn: ? How to open your first checking and savingsaccounts, get your first credit card, and establish goodcredit ? The ins and outs of starting a job, includinginformation about taxes, choosing health insurance options,

Recommended by finance experts and used extensively byinstitutional investors, index funds and exchange-traded funds(ETFs) provide unmanaged, diversified exposure to a variety ofasset classes. Index Investing For Dummies shows activeinvestors how to add index investments to their portfolios and makethe most of their money, while protecting their assets. It featuresplain-English information on the different types of index funds andtheir advantage over other funds, getting started in indexinvesting, using index funds for asset allocation, understandingreturns and risk, diversifying among fund holdings, and applyingwinning strategies for maximum profit.

Forget what you’ve heard. Nice girls can get the corneroffice. As women, we haven’t always had the best role models at work. We’veeither worked for men or we’ve had female bosses who are, well, bigbitches. Woman still don’t have much of a road map right now whenit comes to taking charge at the office, so the team who broughtyou the national bestseller The Girl’s Guide to Starting YourOwn Business is drawing one for us. Caitlin Friedman andKimberly Yorio will teach you to be powerful without beingpossessive, to be opinionated without being brassy, and to have astrong voice without micromanaging. You’ll learn just how to ownthe role of queen bee in a positive way so that you can be morementor than manager, one who leads, inspires, and motivates. So, you finally got that promotion. You’re the boss now. Thesupervisor. The manager. The captain. The taskmaster. Those days oftaking orders, running errands, and clock-watching are over. Asexciting as all this might seem, once the rush of the pro

If you read the original Buffettology, you know exactly half of what you need to know to effectively apply Warren Buffett's investment strategies. Published in 1997, the bestselling Buffettology was written specifically for investors in the midst of a long bull market. Since then we've seen the internet bubble burst, the collapse of Enron, and investors scrambling to move their assets -- what remains of them -- back to the safety of traditional blue chip companies. As price peaks turned into troughs, worried investors wondered if there was any constant in today's volatile market. The answer is yes: Warren Buffett's value investing strategies make money. T he New Buffettology is the first guide to Warren Buffett's selective contrarian investment strategy for exploiting down stocks -- a strategy that has made him the nation's second-richest person. Designed to teach investors how to decipher and use financial information the way Buffett himself does, this book guides investors through opportunity-rich bea

“Money may not be able to buy you love, but conflicts about itcan certainly bankrupt your relationship.” –Michelle Singletary Here at last is the lowdown on how to manage your finances withthe man in your life. Money is the #1 problem couples fight about,says beloved Washington Post financial columnist MichelleSingletary. Acknowledging that most fights about money are usuallyabout something else–like feelings of fear or resentment–Singletarystresses the value of open dialogue. In her trademarkno-holds-barred style, she shows us how to handle the entire rangeof financial issues couples face–from splitting the dinner billwhen dating to planning for retirement together after years ofmarriage. Singletary speaks to the hearts of women as they try tosuccessfully merge their money and future security with those oftheir man. Acknowledging the emotional weight of sharedinvestments, she brings her own experience as a wife and mother tothe table and doles out advice in a voice that,

The acclaimed New York Times bestseller-updated for the secondanniversary of the collapse of Bear Stearns The fall of Bear Stearns in March 2008 set off a wave of globalfinancial turmoil that continues to ripple. How could one of theoldest, most resilient firms on Wall Street go so far astray thatit had to be sold at a fire sale price? How could the streetfighters who ran Bear so aggressively miscalculate socompletely? Expanding with fresh detail from her acclaimed front-page seriesin The Wall Street Journal, Kate Kelly captures every sight, sound,and smell of Bear's three final days. She also shows how Bear's topexecutives descended into civil war as the mortgage crisis began tobrew.

Investment bankers used to be known as respectful of theirclients, loyal to their firms, and chary of the financial systemthat allowed them to prosper. What happened? From his prestigiousWall Street perches at Goldman Sachs and Morgan Stanley, JonathanA. Knee witnessed firsthand the lavish deal-making of thefreewheeling nineties, when bankers rode the wave of the Interneteconomy, often by devil-may-care means. By the turn of thetwenty-first century, the bubble burst and the industry was in freefall. Told with biting humor and unflinching honesty, populatedwith power players, back-stabbers, and gazillionaires, "TheAccidental Investment Banker "is Knee's exhilarating insider'saccount of this boom-and-bust anything-goes era, when fortunes weremade and reputations were lost. "A rare, ringside seat inside themadcap and often egomaniacal world of Wall Street's Masters of theUniverse . . . For would-be bankers, the book is an excellentprimer on what it's really like; for current bankers it will be aguilty pleasure.

Offering a straightforward, non-intimidating approach tolearning investing, this book gives beginner investors theknowledge they need to understand documentation and investingconcepts--from key terms to complicated interest-bearingaccounts.

One of America's most respected and renowned financialplanners provides 1001 tips to help everyone--from CEOs tohomemakers--save money. Learn which corners to cut in various areasof everyday life. Take the revealing self-test and assess whereyour money is being spent. Then allow the expert to guide you tothe most effective and creative ways to save it.

Mergers and acquisitions represent a successful growthstrategy for many companies, but, while potentially profitable,M A transactions are complex and often risky. Covering thelatest trends, developments, and best practices for the post-Madoffera, this comprehensive, hands-on resource walks readers throughevery step of the process, offering practical advice for keepingdeals on track and ensuring postclosing integration success. Filledwith case studies and war stories illustrating what works and why,the third edition of "Mergers and Acquisitions from A to Z" offersvaluable tools, checklists, and sample documents, providing crucialguidance on: preparing for and initiating the deal; regulatoryconsiderations; due diligence; deal structure; valuation andpricing; and financing even during turbulent market conditions.M A transactions can quickly spell a company's doom if they arenot conceived and executed carefully, legally, and sensibly. Thisis the classic guide to mergers and acquisitions, now completelyupda

No Matter Where You Start, David Bach Can Help You Live andFinish Rich With his national bestsellers "Smart Women Finish Rich"and "Smart Couples Finish" "Rich," renowned financial advisor andeducator David Bach has taught millions of people of all ages andincomes how to take control of their financial future. His message,that the key to building wealth is "values first, stuff second,"has inspired people all over the world. Now, "The" "Finish RichWorkbook" gives couples and singles alike a new opportunity totailor his advice for their individual circumstances. Combining thedown-to-earth, jargon-free approach that has made him so popularwith the hands-on practicality of a workbook, this new addition tothe "Finish Rich" series is like having a one-on-one session withDavid Bach. You will learn how to: - Use the power of the LatteFactor(TM), David Bach's international recognized approach tobuilding wealth on a few dollars a day. - Apply the Debt FreeSolutionTM, a powerful way to reduce debt quickly and repa

This book was written to offer encouragement and basicinformation to the individual investor. Who knew it would gothrough thirty printings and sell more than one million copies? Asthis latest edition appears eleven years beyond the first, I'mconvinced that the same principles that helped me perform well atthe Fidelity Magellan Fund still apply to investing in stockstoday. It's been a remarkable stretch since One Up on Wall Street hit thebookstores in 1989. I left Magellan in May, 1990, and pundits saidit was a brilliant move. They congratulated me for getting out atthe right time -- just before the collapse of the great bullmarket. For the moment, the pessimists looked smart. The country'smajor banks flirted with insolvency, and a few went belly up. Byearly fall, war was brewing in Iraq. Stocks suffered one of theirworst declines in recent memory. But then the war was won, thebanking system survived, and stocks rebounded. Some rebound! The Dow is up more than fourfold since October, 1990,from the 2,400 lev