The Complete Idiot's Guide to Managing Your Money shows thatany numbskull can master personal finance. In this second edition,a father-and-daughter writing team, Robert K. Heady and ChristyHeady, give readers the best advice culled from their many years ofexperience in consumer rights and money management. The Headysbelieve that money must be managed for the long haul and that thereare no quick ways to build wealth. The guide is easy to read,witty, and scornful of the hype dished out by banks and otherpeddlers of personal finance. It provides a plethora ofpersonal-finance tips for consumers, including how to get the bestdeal on a mortgage, pay off debt, and bank online. --This textrefers to the Audio CD edition.

Jean Chatzky has been working with viewers of NBC’s Today showfor a series on how to get out of debt once and for all. Hermethod, both on TV and in this book, is simple yet powerful: thekey is saving just $10 a day that you currently waste. It doesn’tsound like much—a movie ticket or lunch for two at McDonald’s— but$10 really can take you from debt to wealth in just a few years.And because it doesn’t feel like an impossible goal, people aremore likely to stick with Chatzky’s plan than an extreme regimen ofspending cutbacks. Chatzky is focusing on debt because it’s the single biggestthreat to our financial health. The average American family hassixteen credit cards and high-rate debt of more than $8000, noteven counting car loans and mortgages. They pay more than $1000 ayear in interest alone. Debt makes people feel depressed andoverwhelmed, leaving them without enough money for the trulyimportant things in life—education, retirement, owning a home,feeling secure. Chatzky,

For the first time, business journalist Janet Lowe provides alively and lucid introduction to financial genius Benjamin Graham'sinvestment theories, presented in terms of both his life and hiswork.

Is your investment in that new Internet stock a sign of stockmarket savvy or an act of peculiarly American speculative folly?How has the psychology of investing changed--and not changed--overthe last five hundred years? Edward Chancellor examines the natureof speculation--from medieval Europe to the Tulip mania of the1630s to today's Internet stock craze. A contributing writer to The Financial Times and The Economist , Chancellorlooks at both the psychological and economic forces that drivepeople to "bet" their money in markets; how markets are made,unmade, and manipulated; and who wins when speculation runsrampant. Drawing colorfully on the words of such speculators as SirIsaac Newton, Daniel Defoe, Ivan Boesky, and Hillary RodhamClinton, Devil Take the Hindmost is part history, partsocial science, and purely illuminating: an erudite and hugelyentertaining book that is more timely today than ever before.

A penny saved may be a penny earned, but a penny invested canbe even more. In this financial crisis, old advice about equities, mutualfunds, commodities, and real estate may no longer hold. Here is afresh look at all aspects of investing to help readers protect andgrow their wealth. This edition includes the most currentinformation on: corporate fundamentals; the sub-prime crisis andits effects; practical tools for evaluating mutual funds; adviceabout riding the equity market; and the use of Exchange TradedFunds.

Sound investment basics. Valueinvesting concentrates on business tangibles and common sense. Thisguide explains these strategies in clear, jargon-free terms, andgives advice on: the importance of knowing the four major parts ofa company?’s annual report and how to read them, how to listen forinsights into the company plans and performance during the CEO?’sdiscussion with analysts, and major strategic investment policiesthat drive value investing and how to select the one right for yourgoals. ?· From an expert financial writer ?· Red-hot investment strategy in this troubled financialclimate ?· Billionaire gurus like Warren Buffet advocate valueinvesting

Even with all the ups and downs, the stock marketis still one of the best places to invest your money, espe- ciallyif you're willing to stay in the market for a while. This helpful guide is the next best thing to a per- sonal stockbroker, taking you step by step through the exciting but oftenoverwhelming process of stock investing, helping even the mostnovice investor feel like a veteran trader. In it, you get: · A primer on the stock market, how it works today, thedifferent ways you can invest in it, and the risks associated witheach. · A comparison of investing versus trading, including daytrading, and tips for building a diversified stock portfolio. · Advice on finding and evaluating the financialstatements, industry climate, and other infor- mation for a companyoffering stock before you invest. · Guidance on finding a broker or going it alone, orderingstock, maximizing your investment, and minimizing your chances forloss. · Pointers for evaluating how your stoc

Now updated—the classic guide that teaches women how to takecontrol of their own finances When this groundbreaking yet compassionate book was firstpublished ten years ago, it lifted a veil on women’s resistance tomanaging their money, revealing that many were still waiting for aprince to rescue them financially. In this revised edition, whichreflects our present-day economic world, Barbara Stanny inspiresreaders to take charge of their money and their lives. Filled withreal-life success stories and practical advice—from tips onidentifying the factors that keep women fearful and dependent tochecklists and steps for overcoming them—this book is the next bestthing to having one’s own financial coach.

Forget credit card companies?— make it personal! The Complete Idiot?’s Guide? toPerson-to-Person Lending fills readers in on what they need toknow, such as how person-to-person lending works, who lends and whoborrows, and the advantages and disadvantages of Virgin- Money,Prosper, Zopa, and Facebook?’s Lending Club.M ?·Loans on Prosper and LendingClub rose to $100 million in 2007; by2010, the online banking report forecasts $1 billion in person to-person loan originations ?·Javelin Strategy Research (Dec. 2007) predicts that thedemand for person-to-person lending services may grow from $38billion to $159 billion over the next five years.

The inside story of one of the world's most powerful financialInstitutions Now with a new foreword and final chapter, The Partnershipchronicles the most important periods in Goldman Sachs's historyand the individuals who built one of the world's largest investmentbanks. Charles D. Ellis, who worked as a strategy consultant toGoldman Sachs for more than thirty years, reveals the secretsbehind the firm's continued success through many life-threateningchanges. Disgraced and nearly destroyed in 1929, Goldman Sachslimped along as a break-even operation through the Depression andWWII. But with only one special service and one improbable banker,it began the stage-by-stage rise that took the firm to globalleadership, even in the face of the world-wide credit crisis.

The definitive guide to buying and selling … The Pocket Idiot’s Guide to Investing in Stocks coverseverything readers need to know to take advantage of the long- andshort-term opportunities in the equities market, including howstocks stack up against other forms of investing, a tour of themajor U.S. exchanges, choosing an investment style, and much more.In addition, the book covers the investment strategies andphilosophies of some of Wall Street’s most successful investors. Anappendix contains the contact information for all the majorfull-service and discount brokers.

Perino recounts in riveting detail the 1933 hearings that putWall Street on trial for the Great Crash. Never before in Americanhistory had so many financial titans been called to account beforethe public, and they had come within a few weeks of emergingunscathed.

Get more with a lower score. Credit history can make or break your chances of getting a house,an apartment, or a loan. Now you can stay abreast of your creditscore, and your future, by thoroughly understanding the publiclyreleased FICO number, once reserved for lenders and businessesonly. This invaluable guide busts the credit myths and explains keyways to use credit, pay bills, pay off debt, deal with crisis, andavoid scams in order to make the credit score work for you. —Includes a glossary, resource section, and sample letters

Michael Moe was one of the first research analysts to identifyStarbucks as a huge opportunity following its IPO in 1992. And formore than fifteen years, he has made great calls on many otherstocks, earning a reputation as one of today’s most insightfulmarket experts. Now he shows how winners like Dell, eBay, and Home Depot couldhave been spotted in their start-up phase, and how you can findWall Street’s future giants. He forecasts the sectors with thegreatest potential for growth, and explains his four Ps of futuresuperstars: great people, leading product, huge potential, andpredictability. Moe also includes interviews with some of the biggest names inbusiness—like Howard Schultz, Bill Campbell, and Michael Milken—whoreveal their own insights into how they discover the stars oftomorrow.

For investors at all levels. Completely updated, this practical guide has the informationinvestors need to keep up in the complex, fast-paced, and highlyprofitable world of options and futures, where everything is inplay—from oil to diamonds, poultry to vaccines, franchises tocoffee. ? Provides cutting edge information on energy futures andoptions ? Tools for creating flexible strategies that can move with thetimes ? New information on the solid standbys like livestock, preciousmetals, and equities ? Keyed to the new realities of the global economy, making thisbook vital for investors at all levels ? Highly respected expert author

Investment bankers used to be known as respectful of theirclients, loyal to their firms, and chary of the financial systemthat allowed them to prosper. What happened? From his prestigiousWall Street perches at Goldman Sachs and Morgan Stanley, JonathanA. Knee witnessed firsthand the lavish deal-making of thefreewheeling nineties, when bankers rode the wave of the Interneteconomy, often by devil-may-care means. By the turn of thetwenty-first century, the bubble burst and the industry was in freefall. Told with biting humor and unflinching honesty, populatedwith power players, back-stabbers, and gazillionaires, "TheAccidental Investment Banker "is Knee's exhilarating insider'saccount of this boom-and-bust anything-goes era, when fortunes weremade and reputations were lost. "A rare, ringside seat inside themadcap and often egomaniacal world of Wall Street's Masters of theUniverse . . . For would-be bankers, the book is an excellentprimer on what it's really like; for current bankers it will be aguilty pleasure.

A step-by-step guide to securing a solid future-no matter thefinancial climate. Interactive CD-ROM included. This step-by-step workbook from a Certified Financial Plannergives readers a clear path for organizing their personal finances.From investing, debt management, and college financing toretirement, savings, and household expenses, content is writtenwith easy-to-understand language and terms, this bookincludes: *A detailed financial-profile overview *An evaluation of priorities about spending, investment, and lifegoals *A practical and prudent approach to income *Advice on spending habits and savings initiatives *A CD-ROM of basic worksheet forms, checklists andquestionnaires

A witty, smart woman's guide to being thrifty and fabulous. Today's woman may be struggling with her volatilefinancial state, but she shouldn't bite one well-manicured nailwith worry. Sure the Dow goes up and down, housing prices boom andbust, but living well never goes out of style. Let RozHoffman be your guide for how to spend your precious pennies, asshe dishes up the wisdom women need to get perfect style--withoutdepleting their dwindling bank accounts. No coupon-clipping,Prada-depriving, or carb-hating allowed! Bitches, welcome to theera of smart indulgence. The author is a recession-era fashion guru, travel agent, groomingconsultant, therapist, sommelier, and life coach all rolled intoone. She'll show you how to adjust your attitude, discover your hotspots, and make life richer in every sense of the word. Bitcheson a Budget is the consummate guide to living with joy, style,and a healthy dose of irreverence--whatever the economicweather. Publishers Weekly compared Bitches on a Budget to the

When I was a boy, my father often pulled me aside to convey lessons intended to build what we generally refer to as 'character'. Often his advice was very simple -- work hard, think for yourself, do right by others -- but I believe those lessons provided the foundation for everything that has followed in my life. Now that I'm a dad myself, I wanted to put them down in one place, with examples of my own experiences, as a guide to life, adventure, and investing, both for my young daughters and for anyone seeking success in his or her chosen field. I hope that parents will be inspired to give this book to their children, and vice versa, as many of the lessons that I have learned apply not just to young people but to all adults -- for example, question everything, never follow the crowd, and beware of boys -- A Gift to My Children .

Why do the rich get richer even in a financial crisis? In hisnew book the bestselling author of "Rich Dad, Poor Dad" confirmshis message and challenges readers to change their context and actin a new way. In this timely new book, Robert Kiyosaki takes a newand hard-hitting look at the factors that impact people from allwalks of life as they struggle to cope with change and challengesthat impact their financial world. In "An Unfair Advantage: ThePower of Financial Education", Robert underscores his messages andchallenges readers to change their context and act in a new way.Readers are advised to stop blindly accepting that they are"disadvantaged" people with limited options and challenge thepreconception that they will struggle financially all of theirlives. Robert's fresh approach to his time-tested messages includesclear, actionable steps that any individual or family can take,starting with education. Education becomes applied knowledge, apowerful tactic with measurable results. In true "Rich Dad" sty

Get smart about spending and saving –– and ride out arecession! Looking for practical ways to make every dollar count? This savvyguide gives you expert tips for tightening your belt and savingcash in every area of your life –– from your house and car todining and entertaining to banking and managing debt. You getrealistic solutions for making smarter choices and living well inthis time of economic turmoil –– without extraordinary sacrifice!Bump up your take–home pay–– spiff up your resume, find a good jobfast, explore telecommuting, or start a home–based business Getyour personal finances in tip–top shape –– create a budget, paydown debt, save on insurance, and protect your retirement fundsDevelop recession–proof habits –– use coupons and rebates, extendthe life of your wardrobe, utilize community resources, travel on abudget, and save on utilities and fuel expenses Decorate on a dimeand entertain on a shoestring –– plan parties, celebrate theholidays, and give