Jean Chatzky has been working with viewers of NBC’s Today showfor a series on how to get out of debt once and for all. Hermethod, both on TV and in this book, is simple yet powerful: thekey is saving just $10 a day that you currently waste. It doesn’tsound like much—a movie ticket or lunch for two at McDonald’s— but$10 really can take you from debt to wealth in just a few years.And because it doesn’t feel like an impossible goal, people aremore likely to stick with Chatzky’s plan than an extreme regimen ofspending cutbacks. Chatzky is focusing on debt because it’s the single biggestthreat to our financial health. The average American family hassixteen credit cards and high-rate debt of more than $8000, noteven counting car loans and mortgages. They pay more than $1000 ayear in interest alone. Debt makes people feel depressed andoverwhelmed, leaving them without enough money for the trulyimportant things in life—education, retirement, owning a home,feeling secure. Chatzky,
This title is suitable for women who have a vision for whatthey want in life and are willing to do what it takes to turn thatvision into a reality. Kim Kiyosaki's own unique style has won herfriends and fans the world over. In her new book, she will explainwhat it really takes to go from wherever you are financially todayto where you want to be. It's a book of courage and creativeness,time-tested principles and real-life stories of success, setbacksand comebacks...with a few surprises along the way. Kim will sharecandid stories from women and men who have been through the good,the bad and the ridiculous - and the lessons they learned. Why anew book from Kim in these unsettling economic times? Because it'stime for women's true strength and determination to surface.Because it's time for new answers and new ideas...and because "It'sRising Time!" for women everywhere.
Forget credit card companies?— make it personal! The Complete Idiot?’s Guide? toPerson-to-Person Lending fills readers in on what they need toknow, such as how person-to-person lending works, who lends and whoborrows, and the advantages and disadvantages of Virgin- Money,Prosper, Zopa, and Facebook?’s Lending Club.M ?·Loans on Prosper and LendingClub rose to $100 million in 2007; by2010, the online banking report forecasts $1 billion in person to-person loan originations ?·Javelin Strategy Research (Dec. 2007) predicts that thedemand for person-to-person lending services may grow from $38billion to $159 billion over the next five years.
"This book deserves a place on every serious investor’sshelf." –FINANCIAL TIMES "A must-read for all disciples of value investing. In 1934,Graham and Dodd created fundamental security analysis. Greenwaldreinforces the worth of this approach, incorporates new advances,and takes their work into the twenty-first century." –Mario J. Gabelli, Chairman, Gabelli Asset Management, Inc. "The new title most deserving of your time is Value Investing . .. . Its authors aim to place their work next to Benjamin Graham’s1950 classic, The Intelligent Investor. My 1986 edition came withWarren Buffett’s endorsement–‘by far the best book on investingever written.’ Value Investing is better." –Robert Barker, BusinessWeek "Greenwald is an economist (PhD from MIT) who caught the valuebug. He has updated and expanded Graham’s ideas, and his summerseminars ($2,900 for two days) have become popular with everyonefrom well-known money managers to Columbia MBAs who couldn’
A necessary plan for a secure and comfortableretirement. Everyone wants to retire with personal and financial peace ofmind. But the question is always: will there be enough money tofund a comfortable lifestyle? That’s where this book comes to therescue, addressing every conceivable concern—from health care toSocial Security—about setting up a sound plan for retirement. Andit’s never too late to start. —The Center for Retirement Research at Boston College reportsthat 43% of Americans fall short of their pre-retirementincome —Robert Powell of MarketWatch agrees that “Americans have littleset aside for retirement” —Written by a nationally recognized financial expert —Perfect for the nearly eight million baby boomers approachingretirement
A practical guide to building fully operational financial cashflow models for structured finance transactions Structured finance and securitization deals are becoming morecommonplace on Wall Street. Up until now, however, marketparticipants have had to create their own models to analyze thesedeals, and new entrants have had to learn as they go. ModelingStructured Finance Cash Flows with Microsoft Excel provides readerswith the information they need to build a cash flow model forstructured finance and securitization deals. Financial professionalKeith Allman explains individual functions and formulas, while alsoexplaining the theory behind the spreadsheets. Each chapter beginswith a discussion of theory, followed by a section called "ModelBuilder," in which Allman translates the theory into functions andformulas. In addition, the companion CD-ROM features all of themodeling exercises, as well as a final version of the model that iscreated in the text. Note: CD-ROM/DVD and other supplementary materi
In real estate, it's a buyer's market-and here is the buyer'sbible... Buying a home is the single most important financial move in mostpeople's lives. This book covers a variety of topics includinginspecting, evaluating, negotiating, financing, contracts, andlegal issues. It also breaks down the roles of the key players andwhat these professionals, agents, brokers, and inspectors areresponsible for-and when to go it alone. The thorough advice,covering everything from buying houses at auctions to whatneighborhood to live in, will provide reassurance for everysoon-to-be homeowner. ?A necessary tool for those who plan to buy homes and evencurrent homeowners in order to keep up with an ever changingmarket ?Will be published in time for spring, when most people startlooking into buying new homes ?Covers a broad range of buying options and homeowner's needs
Personalfinance author and lecturer Robert T. Kiyosaki developed his uniqueeconomic perspective from two very different influences - his twofathers. This text lays out Kiyosaki's philosophy and hisrelationship with money.