At a moment of ecological and financial crisis, bestsellingauthor and economist Juliet B. Schor presents a revolutionarystrategy for transitioning toward a richer, more balancedlife. In Plenitude economist and bestselling author Juliet B. Schoroffers a groundbreaking intellectual statement about the economicsand sociology of ecological decline, suggesting a radical change inhow we think about consumer goods, value, and ways to live. Humans are degrading the planet far faster than they areregenerating it. As we travel along this shutdown path, food,energy, transport, and consumer goods are becoming increasinglyexpensive. The economic downturn that has accompanied theecological crisis has led to another type of scarcity: incomes,jobs, and credit are also in short supply. Our usual way back togrowth-a debt-financed consumer boom- is no longer an option ourhouseholds, or planet, can afford. Responding to our current moment, Plenitude puts sustainabilityat its core, but it is not a paradig

In real estate, it's a buyer's market-and here is the buyer'sbible... Buying a home is the single most important financial move in mostpeople's lives. This book covers a variety of topics includinginspecting, evaluating, negotiating, financing, contracts, andlegal issues. It also breaks down the roles of the key players andwhat these professionals, agents, brokers, and inspectors areresponsible for-and when to go it alone. The thorough advice,covering everything from buying houses at auctions to whatneighborhood to live in, will provide reassurance for everysoon-to-be homeowner. ?A necessary tool for those who plan to buy homes and evencurrent homeowners in order to keep up with an ever changingmarket ?Will be published in time for spring, when most people startlooking into buying new homes ?Covers a broad range of buying options and homeowner's needs

A step-by-step guide to securing a solid future-no matter thefinancial climate. Interactive CD-ROM included. This step-by-step workbook from a Certified Financial Plannergives readers a clear path for organizing their personal finances.From investing, debt management, and college financing toretirement, savings, and household expenses, content is writtenwith easy-to-understand language and terms, this bookincludes: *A detailed financial-profile overview *An evaluation of priorities about spending, investment, and lifegoals *A practical and prudent approach to income *Advice on spending habits and savings initiatives *A CD-ROM of basic worksheet forms, checklists andquestionnaires

Why do the rich get richer even in a financial crisis? In hisnew book the bestselling author of "Rich Dad, Poor Dad" confirmshis message and challenges readers to change their context and actin a new way. In this timely new book, Robert Kiyosaki takes a newand hard-hitting look at the factors that impact people from allwalks of life as they struggle to cope with change and challengesthat impact their financial world. In "An Unfair Advantage: ThePower of Financial Education", Robert underscores his messages andchallenges readers to change their context and act in a new way.Readers are advised to stop blindly accepting that they are"disadvantaged" people with limited options and challenge thepreconception that they will struggle financially all of theirlives. Robert's fresh approach to his time-tested messages includesclear, actionable steps that any individual or family can take,starting with education. Education becomes applied knowledge, apowerful tactic with measurable results. In true "Rich Dad" sty

When I was a boy, my father often pulled me aside to convey lessons intended to build what we generally refer to as 'character'. Often his advice was very simple -- work hard, think for yourself, do right by others -- but I believe those lessons provided the foundation for everything that has followed in my life. Now that I'm a dad myself, I wanted to put them down in one place, with examples of my own experiences, as a guide to life, adventure, and investing, both for my young daughters and for anyone seeking success in his or her chosen field. I hope that parents will be inspired to give this book to their children, and vice versa, as many of the lessons that I have learned apply not just to young people but to all adults -- for example, question everything, never follow the crowd, and beware of boys -- A Gift to My Children .

"Throughout the ages, many things have been used as currency:livestock, grains, spices, shells, beads, and now paper. But onlytwo things have ever been money : gold and silver. Whenpaper money becomes too abundant, and thus loses its value, manalways turns back to precious metals. During these times there isalways an enormous wealth transfer, and it is within your power totransfer that wealth away from you or toward you." --MichaelMaloney, precious metals investment expert and historian; founderand principal, Gold Silver, Inc.

A witty, smart woman's guide to being thrifty and fabulous. Today's woman may be struggling with her volatilefinancial state, but she shouldn't bite one well-manicured nailwith worry. Sure the Dow goes up and down, housing prices boom andbust, but living well never goes out of style. Let RozHoffman be your guide for how to spend your precious pennies, asshe dishes up the wisdom women need to get perfect style--withoutdepleting their dwindling bank accounts. No coupon-clipping,Prada-depriving, or carb-hating allowed! Bitches, welcome to theera of smart indulgence. The author is a recession-era fashion guru, travel agent, groomingconsultant, therapist, sommelier, and life coach all rolled intoone. She'll show you how to adjust your attitude, discover your hotspots, and make life richer in every sense of the word. Bitcheson a Budget is the consummate guide to living with joy, style,and a healthy dose of irreverence--whatever the economicweather. Publishers Weekly compared Bitches on a Budget to the

Jean Chatzky has been working with viewers of NBC’s Today showfor a series on how to get out of debt once and for all. Hermethod, both on TV and in this book, is simple yet powerful: thekey is saving just $10 a day that you currently waste. It doesn’tsound like much—a movie ticket or lunch for two at McDonald’s— but$10 really can take you from debt to wealth in just a few years.And because it doesn’t feel like an impossible goal, people aremore likely to stick with Chatzky’s plan than an extreme regimen ofspending cutbacks. Chatzky is focusing on debt because it’s the single biggestthreat to our financial health. The average American family hassixteen credit cards and high-rate debt of more than $8000, noteven counting car loans and mortgages. They pay more than $1000 ayear in interest alone. Debt makes people feel depressed andoverwhelmed, leaving them without enough money for the trulyimportant things in life—education, retirement, owning a home,feeling secure. Chatzky,

This title is suitable for women who have a vision for whatthey want in life and are willing to do what it takes to turn thatvision into a reality. Kim Kiyosaki's own unique style has won herfriends and fans the world over. In her new book, she will explainwhat it really takes to go from wherever you are financially todayto where you want to be. It's a book of courage and creativeness,time-tested principles and real-life stories of success, setbacksand comebacks...with a few surprises along the way. Kim will sharecandid stories from women and men who have been through the good,the bad and the ridiculous - and the lessons they learned. Why anew book from Kim in these unsettling economic times? Because it'stime for women's true strength and determination to surface.Because it's time for new answers and new ideas...and because "It'sRising Time!" for women everywhere.

"The seminal guide to the new morality of personal moneymanagement" (Los Angeles Times(on the first edition)) In an age of great economic uncertainty when everyone is concernedabout money and how they spend what they have, this new edition ofthe bestselling Your Money or Your Life is an essential read. Withupdated resources, an easy-to-use index, and anecdotes and examplesparticularly relevant today-it tells you how to: ? get out of debt and develop savings ? reorder material priorities and live well for less ? resolve inner conflicts between values and lifestyle ? save the planet while saving money ? and much more In Your Money or Your Life, Vicki Robin shows readers how to gaincontrol of their money and finally begin to make a life, ratherthan just make a living.

Get smart about spending and saving –– and ride out arecession! Looking for practical ways to make every dollar count? This savvyguide gives you expert tips for tightening your belt and savingcash in every area of your life –– from your house and car todining and entertaining to banking and managing debt. You getrealistic solutions for making smarter choices and living well inthis time of economic turmoil –– without extraordinary sacrifice!Bump up your take–home pay–– spiff up your resume, find a good jobfast, explore telecommuting, or start a home–based business Getyour personal finances in tip–top shape –– create a budget, paydown debt, save on insurance, and protect your retirement fundsDevelop recession–proof habits –– use coupons and rebates, extendthe life of your wardrobe, utilize community resources, travel on abudget, and save on utilities and fuel expenses Decorate on a dimeand entertain on a shoestring –– plan parties, celebrate theholidays, and give

Why cutting up your credit cards won't make you rich Apopular TV personality often says, "Take out your credit cards andcut them into pieces." While that is sound advice for people whoare not financially responsible, it is inadequate advice for anyonewho wants to become rich or financially free. In other words, justcutting up your credit cards will not make you rich. What does makeyou rich is financial education...unfortunately a type of educationwe do not receive in school. If a person has a solid financialeducation, they would know that there are two kinds of debt...gooddebt and bad debt. A person with a sound financial education wouldknow how to use good debt to make them richer faster...much fasterthan a person who only saves money and has no debt. Rich Dad'sGuide to Becoming Rich * Are you in credit card debt? * Is jobsecurity dead? * Is your financial security threatened? * Is ahigh-paying job the answer? * Is your money working for you? * Doyou have good debt or bad debt? We all need more financ

Get more with a lower score. Credit history can make or break your chances of getting a house,an apartment, or a loan. Now you can stay abreast of your creditscore, and your future, by thoroughly understanding the publiclyreleased FICO number, once reserved for lenders and businessesonly. This invaluable guide busts the credit myths and explains keyways to use credit, pay bills, pay off debt, deal with crisis, andavoid scams in order to make the credit score work for you. —Includes a glossary, resource section, and sample letters

This book will change the way you retire-no matter whatthe state of the economy. B Follow the advice in The Smartest Retirement Book You'll EverRead and you will: ? Find simple strategies to maximize your retirement nestegg. ? Steer clear of scams that rob you of your hard-earnedsavings. ? Ensure that your money lasts longer than you do. ? Avoid the common mistakes that can leave your spouseimpoverished. ? Discover financial lifelines no matter how desperate theeconomy. "If you want a handy guide that provides information in smallchunks, Solin's book is it." - NewarkStar-Ledger

The Complete Idiot's Guide to Managing Your Money shows thatany numbskull can master personal finance. In this second edition,a father-and-daughter writing team, Robert K. Heady and ChristyHeady, give readers the best advice culled from their many years ofexperience in consumer rights and money management. The Headysbelieve that money must be managed for the long haul and that thereare no quick ways to build wealth. The guide is easy to read,witty, and scornful of the hype dished out by banks and otherpeddlers of personal finance. It provides a plethora ofpersonal-finance tips for consumers, including how to get the bestdeal on a mortgage, pay off debt, and bank online. --This textrefers to the Audio CD edition.

This special just-for-teens edition based on the Rich Dad PoorDad series, builds a foundation of self-confidence from whichreaders can realise their dreams of financial security in anincreasingly challenging and unreliable job market. Teen-friendlyadvice, examples, sidebars, and straight talk will supplement allof Rich Dad's core advice: Work to learn, not to earn. Don't say,'I can't afford it?' And, don't work for money - make money workfor you! No matter how confident or 'good in school' readersconsider themselves to be, this book makes financial intelligenceavailable to all young people with its streamlined structure, cleandesign, and accessible voice. Here's a book that teaches teens whatthey don't learn in school - and what many of their parents haveyet to learn.

With this seminal book, Wallace Wattles popularized the Law ofAttraction, the powerful concept that inspired The Secret. TheScience of Getting Rich explains how to attract wealth, overcomeemotional barriers, and apply foolproof methods to bring financialsuccess into your life. This special 100-year edition contains the complete, originaltext, along with never-before published biographical information onWattles, and a foreword by Catherine Ponder, the doyenne of modernprosperity writers. It also features an introduction from personaldevelopment authority Tom Butler-Bowdon, plus another Wattlesclassic, The Science of Being Great.

Forget credit card companies?— make it personal! The Complete Idiot?’s Guide? toPerson-to-Person Lending fills readers in on what they need toknow, such as how person-to-person lending works, who lends and whoborrows, and the advantages and disadvantages of Virgin- Money,Prosper, Zopa, and Facebook?’s Lending Club.M ?·Loans on Prosper and LendingClub rose to $100 million in 2007; by2010, the online banking report forecasts $1 billion in person to-person loan originations ?·Javelin Strategy Research (Dec. 2007) predicts that thedemand for person-to-person lending services may grow from $38billion to $159 billion over the next five years.