With words like “recession” and “record unemployment” fillingthe air, the typical family–regardless of how the economy istreating them–will be paying attention to the budget. That’s why 99 Ways to Stretch Your Home Budget will receive a warmreception as it delivers scores of practical ideas to save casharound the house. Cheri Gillard , formerly an obstetrical and NICU nurse, is afreelance writer and editor, plus the mother of quadruplets.

A book that pays for itself! The creator of couponmom.com,with 1.6 million subscribers and counting, shares her strategicmoney-saving techniques for saving big while living well Americans are hungry for bargains these days, but one woman hasdeveloped the ultimate strategy for enjoying a feast of savings.Taking the nation by storm, with appearances ranging from The OprahWinfrey Show, Today and Good Morning America, Stephanie Nelson hasshown countless women and men how to save thousands of dollars bybecoming savvy coupon clippers-without sacrificing nutrition orquality. Now, in The Coupon Mom's Guide to Cutting Your GroceryBills in Half, Nelson demonstrates all of the tricks of thetrade-beyond coupons and tailor-made for a variety of shopperlifestyles. Whether you're a "busy" shopper and have only a smallamount of time each week to devote to finding the best deal; a"rookie" shopper who is ready to put more effort into cuttingbills; or a seasoned "varsity" shopper who is looking for new waysto get t

Even after the ruinous financial crisis of 2008, America isstill beset by the depredations of an oligarchy that is now bigger,more profitable, and more resistant to regulation than ever.Anchored by six megabanks—Bank of America, JPMorgan Chase,Citigroup, Wells Fargo, Goldman Sachs, and Morgan Stanley—whichtogether control assets amounting, astonishingly, to more than 60percent of the country’s gross domestic product, these financialinstitutions (now more emphatically “too big to fail”) continue tohold the global economy hostage, threatening yet another financialmeltdown with their excessive risk-taking and toxic “business asusual” practices. How did this come to be—and what is to be done?These are the central concerns of 13 Bankers, a brilliant,historically informed account of our troubled politicaleconomy. In 13 Bankers, Simon Johnson—one of the most prominent andfrequently cited economists in America (former chief economist ofthe International Monetary Fund, Professor of Entre

From first-time newlyweds to people on their second or thirdmarriage, couples face an overwhelming task when it comes to moneymanagement. Nationally renowned financial advisor and bestsellingauthor David Bach knows that it doesn’t have to be this way. InSmart Couples Finish Rich, he provides couples with easy-to-usetools that cover everything from credit card management, toinvestment advice, to long-term care. You and your partner willlearn how to work together as a team to identify your core valuesand dreams, creating a financial plan that will allow you toachieve security, provide for your family’s future financial needs,and increase your income. Together, you’ll learn why couples thatplan their finances together, stay together!

Diversification provides a well-known way of getting something close to a free lunch: by spreading money across different kinds of investments, investors can earn the same return with lower risk (or a much higher return for the same amount of risk). This strategy, introduced nearly fifty years ago, led to such strategies as index funds. What if we were all missing out on another free lunch that’s right under our noses? In Lifecycle Investing, Barry Nalebuff and Ian Ayres—two of the most innovative thinkers in business, law, and economics—have developed tools that will allow nearly any investor to diversify their portfolios over time. By using leveraging when young—a controversial idea that sparked hate mail when the authors first floated it in the pages of Forbes—investors of all stripes, from those just starting to plan to those getting ready to retire, can substantially reduce overall risk while improving their returns. In Lifecycle Investing, readers will learn How to figure out the level of

Mergers and acquisitions represent a successful growthstrategy for many companies, but, while potentially profitable,M A transactions are complex and often risky. Covering thelatest trends, developments, and best practices for the post-Madoffera, this comprehensive, hands-on resource walks readers throughevery step of the process, offering practical advice for keepingdeals on track and ensuring postclosing integration success. Filledwith case studies and war stories illustrating what works and why,the third edition of "Mergers and Acquisitions from A to Z" offersvaluable tools, checklists, and sample documents, providing crucialguidance on: preparing for and initiating the deal; regulatoryconsiderations; due diligence; deal structure; valuation andpricing; and financing even during turbulent market conditions.M A transactions can quickly spell a company's doom if they arenot conceived and executed carefully, legally, and sensibly. Thisis the classic guide to mergers and acquisitions, now completelyupda

The Devil's Derivatives charts the untold story of modernfinancial innovation--how investment banks invented new financialproducts, how investors across the world were wooed into buyingthem, how regulators were seduced by the political rewards of easycredit, and how speculators made a killing from the near-meltdownof the financial system. Author Nicholas Dunbar demystifies the revolution that brieflygave finance the same intellectual respectability as theoreticalphysics. He explains how bankers created a secret trillion-dollarmachine that delivered cheap mortgages to the masses and richesbeyond dreams to the financial innovators. Fundamental to this saga is how "the people who hated to lose"were persuaded to accept risk by "the people who loved to win." Whydid people come to trust and respect arcane financial tools? Whowere the bankers competing to assemble the basic components intoincreasingly intricate machines? How did this process achieve itsown unstoppable momentum, ending in collapse,

What does it take to create your New American Dream? Suze Orman, the woman millions of Americans have turned to forfinancial advice, says it’s time for a serious reconsideration ofthe American Dream—what promise it still holds, what aspects are inneed of revision, and how it must be refashioned to fit our livesso that we can once again have faith that our hard work will payoff and that a secure and hopeful future is within our reach. In nine electrifying chapters, Orman delivers a master class onpersonal finance for this pivotal moment in time. She addressesevery aspect of the American Dream—home, family, career,retirement. She teaches us that in order to create lasting securitywe must learn to stand in our truth. We must recognize, embrace,and be honest about what is real for us today and allow thatunderstanding to inform the choices we make. The New AmericanDream is not the things we accumulate, says Orman, but theconfidence that comes from knowing that which we’ve worked so hard

Owning a home has always been the American Dream, and in The Automatic Millionaire Homeowner , David Bach shows thatbuying a home and investment properties is not only possible, it isstill the surest way to reach your seven-figure dreams on anordinary income. Whether you are a renter or already own a home,Bach’s book offers a lifelong strategy for real estate based ontimeless wisdom that is tried and true—in any market. He includeseverything you need to know, with step-by-step instructions,including phone numbers and web sites, so you can get started rightaway. As long as you’re alive, you have to live somewhere. Why notlet where you live make you financially secure and ultimately rich?David Bach will show you how.

Not according to Jean Chatzky, one of the most popular personal-finance experts in the country, who has advised millions through her regular Today Show appearances and her columns in Money magazine. Now she shares the good news about a groundbreaking study she did with the Roper Organization; the Happiness Assessment. Her research shows that amount of money you make has surprisingly little to do with how financially happy you are. But the happiest people in America at all incorme levels tend to use the money strategies that Chatzky calls the "Ten Commandments of Financial Happiness." For instance, they pay their bills as they come in rather than all at one and minimize credit and debt. The bottom line: you have to pay attention to your money-and Chatzky shows you how to make the most of what you've got. But you certainly don't have to be rich achieve financial happiness. 作者简介：Jean Chatsky is the financial editor for NBC's Today show, has a monthly colomn in Money magazine, and is a featu

David Bach has a plan to help you live and finish rich—no matterwhere you start So you feel like you’ve started late? You are not alone. What if I told you that right now as you flip through this book,70% of the people in the store with you are living paycheck topaycheck? What if I told you that the man browsing the aisle to your leftowes more than $8,000 in credit card debt? And the woman on yourright has less than $1,000 in savings? See? You’re really not alone. Unfortunately, the vast majority of people who’ve saved too littleand borrowed too much will never catch up financially. Why? Becausethey don’t know how. You can start late and finish rich—but you need aplan. This book contains the plan. It’s inspiring, easy to follow, and isbased on proven financial principles. Building a secure financialfuture for yourself isn’t something you can do overnight. It willtake time and it will take work. But you can do it. I know. I’ve helped millions of people get their financial livest

The bestselling author and nationally syndicated radio host of"The Money Game" has helped thousands through his 12-week financialplanning program. His workbook format allows readers to frequentlyassess their progress and to face their situation honestly by usingthe questionnaires and fill-in charts throughout the book--the mostvaluable purchase a debt-ridden reader could ever make.

Making sound investments is tough enough without having toworry about unscrupulous financial advisers and outright frauds.But recently strengthened laws aren't enough to stop the"professionals" intent on profiting from - or just plain stealing -your money. As an Enforcement Branch Chief at the Securities andExchange Commission, Pat Huddleston witnessed countless people losetheir life savings to reckless stockbrokers and fraudulent schemes.Now an SEC-recommended Receiver and CEO of a securities andinvestment fraud investigation agency, Huddleston has intimateknowledge of how scam artists and bad brokers operate. In TheVigilant Investor, he explains WHY we fall for investment scams,HOW con artists play on our emotions, and WHAT we can do to protectourselves from predators. With its unique look into the science offinancial decision making, the book blows up the popular myths andsimplistic "do's and don'ts" of investing while sharing techniquesanyone can use to perform due diligence even better than the"experts.

Get smart about spending and saving –– and ride out arecession! Looking for practical ways to make every dollar count? This savvyguide gives you expert tips for tightening your belt and savingcash in every area of your life –– from your house and car todining and entertaining to banking and managing debt. You getrealistic solutions for making smarter choices and living well inthis time of economic turmoil –– without extraordinary sacrifice!Bump up your take–home pay–– spiff up your resume, find a good jobfast, explore telecommuting, or start a home–based business Getyour personal finances in tip–top shape –– create a budget, paydown debt, save on insurance, and protect your retirement fundsDevelop recession–proof habits –– use coupons and rebates, extendthe life of your wardrobe, utilize community resources, travel on abudget, and save on utilities and fuel expenses Decorate on a dimeand entertain on a shoestring –– plan parties, celebrate theholidays, and give

You know what happened during the financial crisis … now it istime to understand why the financial system came so close tofalling over the edge of the abyss and why it could happen again.Wall Street has been saved, but it hasn’t been reformed. What isthe problem? Suzanne McGee provides a penetrating look at the forces thattransformed Wall Street from its traditional role as acapital-generating and economy-boosting engine into a behemothoperating with only its own short-term interests in mind and withreckless disregard for the broader financial system and those whorelied on that system for their well being and prosperity. Primary among these influences was “Goldman Sachs envy”: theself-delusion on the part of Richard Fuld of Lehman Brothers,Stanley O’Neil of Merrill Lynch, and other power brokers (egged onby their shareholders) that taking more risk would enable theircompanies to make even more money than Goldman Sachs. Thathubris—and that narrow-minded focus on maximizing their

"Home Economics" reintroduces readers to all Grandma's thriftytips, down-home know-how, honest-to-goodness advice, and deliciousrecipes. Modeled on and compiled from vintage home-ec textbooks,this adorable guide contains everything needed to whip up and keepup a happy, healthy, and - most important - economical homelife.

Through every type of market, William J. O'Neil's nationalbestseller, How to Make Money inStocks, has shown over 2 millioninvestors the secrets to successful investing. O'Neil'spowerful CANSLIM~ Investing Systemma proven seven-step process for minimizingriskand maximizing gains--has influenced generations ofinvestors.Based on a major study of all the greatest stock marketwinners from 1880 to 2009, thisexpanded edition gives you:

Have you ever wondered why some people attract wealth whileothers stay financially trapped? The key is learningwealth-friendly, upside-down thinking. In this New York Times, Wall Street Journal, and USA Todaybestseller, Robert Shemin, one-time "idiot" and currently amultimillionaire, illustrates in a witty way how going against thegrain is, in fact, the surest way to gain. Learn how to: ? set only one powerful success goal—and make it a big one ? play while your money goes to work ? stop building someone else’s business and start building yourown ? live and think like a millionaire while you’re becoming one ? use the power and smarts of other Rich Idiots to help you jointhe Rich Idiot Club Spend just a few pages with Robert and his Rich Idiot friends andyou’ll be convinced that “if they could do it, I can do it.”

Commercial Real Estate Investing 1O1 Trump University books are practical, straightforward primers on the basics of doing business the Trump way—successfully. Each book is written by a leading expert in the field and includes an inspiring Foreword by Trump himself. Key ideas throughout are illustrated by real-life examples from Trump and other senior executives in the Trump organization. Perfect for anyone who wants to get ahead in business, with or without the MBA, these streetwise books provide real-world business advice based on the one thing readers can't get in any business school—experience. In Trump University Commercial Real Estate Investing 101, you'll discover how to: Get started as a small investor Understand and read market cycles Attract deals and keep them coming Use three different techniques for property valuation Lock in your profit in the early stages of a deal Perform due diligence and uncover the truth behind every deal Take only smart risks and recognize bad deals before it's t

This book was written to offer encouragement and basicinformation to the individual investor. Who knew it would gothrough thirty printings and sell more than one million copies? Asthis latest edition appears eleven years beyond the first, I'mconvinced that the same principles that helped me perform well atthe Fidelity Magellan Fund still apply to investing in stockstoday. It's been a remarkable stretch since One Up on Wall Street hit thebookstores in 1989. I left Magellan in May, 1990, and pundits saidit was a brilliant move. They congratulated me for getting out atthe right time -- just before the collapse of the great bullmarket. For the moment, the pessimists looked smart. The country'smajor banks flirted with insolvency, and a few went belly up. Byearly fall, war was brewing in Iraq. Stocks suffered one of theirworst declines in recent memory. But then the war was won, thebanking system survived, and stocks rebounded. Some rebound! The Dow is up more than fourfold since October, 1990,from the 2,400 lev

"This is a modern classic." —Paul A. Samuelson, First AmericanNobel Prize Winner in Economics "The best book there is about the stock market and all that goeswith it." — The New York Times Book Review "Anyone whose orientation is toward where the action is, where thehappenings happen, should buy a copy of The Money Game andread it with due diligence." — Book World " 'Adam Smith' is a veteran observer and commentator on the eventsand people of Wall Street.... His thorough knowledge of financialaffairs gives his observations a great degree of authenticity. Butthe joy of reading this book comes from his delightful sense ofhumor. He is a lively and ingeniously witty writer who never stoopsto acerbity. None of the solemn, sacred cows of Wall Street escapesdebunking." — Library Journal

Mutual-fund superstar Peter Lynch and author John Rothchildexplain the basic principles of investing and business in a primerthat will enlighten and entertain anyone who is high-school age orolder. Many investors, including some with substantial portfolios, haveonly the sketchiest idea of how the stock market works. The reason,say Lynch and Rothchild, is that the basics of investing -- thefundamentals of our economic system and what they have to do withthe stock market -- aren't taught in school. At a time whenindividuals have to make important decisions about saving forcollege and 401(k) retirement funds, this failure to provide abasic education in investing can have tragic consequences. For those who know what to look for, investment opportunities areeverywhere. The average high-school student is familiar with Nike,Reebok, McDonald's, the Gap, and the Body Shop. Nearly everyteenager in America drinks Coke or Pepsi, but only a very few ownshares in either company or even understand how to buy them. Everystu

For Making Sense of Investing Today...the Fully Revised and Expanded Edition of the Bestselling The Motley Fool Investment Guide Today, with the Internet, anyone can be an informed investor. Once you learn to tune out the hype and focus on meaningful factors, you can beat the Street. The Motley Fool Investment Guide, completely revised and updated with clear and witty explanations, deciphers all the new information -- from evaluating individual stocks to creating a diverse investment portfolio. David and Tom Gardner have investing ideas for you -- no matter how much time or money you have. This new edition of The Motley Fool Investment Guide is built for today's investor, sophisticate and novice alike, with updated information on: * Finding high-growth stocks that will beat the market over the long term * Identifying volatile young companies that traditional valuation measures may miss * Using Fool.com and the Internet to locate great sources of useful information

With up-to-the-minute information . . . And an all-newpreface by the author! Out of the red . . . ? Do this month’s bills pile up before you’ve paid lastmonth’s? ? Do you regularly receive past-due notices? ? Do you get letters threatening legal action if immediate paymentis not made? ? Do the total amounts of your revolving charge accounts keeprising? Into the black . . . Whether you are currently in debt or fear you’re fallinginto debt, you are not alone. Sixty million Americans--from doctorsto secretaries, from executives to the unemployed--face the sameproblem and live under the same daily stress. Based on the proventechniques of the national Debtors Anonymous program, here is thefirst complete, step-by-step guide to getting out of debt once andfor all. You’ll learn: ? How to recognize the warning signs of serious debt ? How to negotiate with angry creditors, collection agencies, andthe IRS ? How to design a realistic and painless pay-back schedule ? How to identify your spending blind