When financial advisor Spencer Sherman found himself crossinga police line to retrieve his work files from a burning officebuilding, he realized he had money madness. He noticed it in hisclients, too: those irrational feelings about money that makeotherwise rational adults behave foolishly—buying high, sellinglow, overspending, lying to their spouses, equating theirself-worth with their net worth. Money madness stresses us out,poisons our relationships, and keeps us from making as much moneyas we can. So Spencer invented the cure. Now, in The Cure for MoneyMadness, he gives us the tools that have helped thousands of peoplefind greater peace of mind—and make more money. Money madness, Spencer shows us, comes from unproductive messagesthat we received long ago. “It takes money to make money.” “Payingrent is just throwing money down the drain.” “Don’t talk aboutmoney.” When you challenge the messages, you can transform allaspects of your money life: earning, spending, saving

“Ann Holmes has created the perfect guide to help women turntheir dreams into a reality.” –Donna Mullen Good, CEO of the Center for Women Enterprise If you’ve ever dreamed of starting your own business, or ifyou’ve ever wondered about how to build up the business you alreadyrun, but worry because you don’t have an MBA or a couple of yearsof college business courses, this book is for you. Based onextensive interviews with more than eighty women entrepreneurs fromaround the country, There’s a Business in Every Woman offersinspiring success stories (and instructive missteps) in a widerange of businesses–from catering, landscaping, personal training,and wedding and events planning to interior and clothing design,staffing, manufacturing, and product design. What the trailblazing women in this book have in common is a goodidea and the courage to turn a dream into a money-making realitythrough hard work, passion, and drive. Take, for instance, thewoman who started an IT cons

Get smart about spending and saving –– and ride out arecession! Looking for practical ways to make every dollar count? This savvyguide gives you expert tips for tightening your belt and savingcash in every area of your life –– from your house and car todining and entertaining to banking and managing debt. You getrealistic solutions for making smarter choices and living well inthis time of economic turmoil –– without extraordinary sacrifice!Bump up your take–home pay–– spiff up your resume, find a good jobfast, explore telecommuting, or start a home–based business Getyour personal finances in tip–top shape –– create a budget, paydown debt, save on insurance, and protect your retirement fundsDevelop recession–proof habits –– use coupons and rebates, extendthe life of your wardrobe, utilize community resources, travel on abudget, and save on utilities and fuel expenses Decorate on a dimeand entertain on a shoestring –– plan parties, celebrate theholidays, and give

Let’s face it: you can't avoid death or taxes. But you can create an estate plan that will make both a whole loteasier for your loved ones and put you in control of howyour assets will get passed to your heirs. Here, Wall Street Journal personal-finance reporter RachelEmma Silverman walks you step-by-step through the process.Chock-full of clear and solid advice on how to get the most out ofthe main estate planning tools - including wills, trusts, lifeinsurance, guardianship papers, and powers-of-attorney documents -the Wall Street Journal Complete Estate-Planning Guidebook will help make your estate-planning process as simple, smooth, andunintimidating as possible. This book will help you: · Clarify your estate-planning goals,such as dividing up property for heirs, reducing taxes or leavingmoney for charity · Understand the key estate-planningdocuments you’ll need, including wills, beneficiary-designationforms, powers-of-attorney and health-care advance directives · Decode the

Every month you spend money in twelve majorcategories. And at the end of each month, you scratch your head andwonder, Where did it all go? In The Little Book of Big Savings, America’sFinancial Expert, Ellie Kay, will help you uncover theextra cash just waiting to be found in every area of your life. Notonly will you never again wonder where your cash went, you willhave extra to save–and even to share. Don’t mindlessly let hundreds of dollars slipout of your ATM every month. Ellie’s practical advice will showyou: ?How one phone call could save you $500 a yearor more ?How your kids can get a great education withoutbreaking the bank ?Three ways your water heater can save youmoney ?Why giving away money is one of the best waysto save it ?How to save up to 50% on your onlinepurchases Plus hundreds of other tips that will loosenyour budget without sacrificing your lifestyle. Soon you’ll findwhat you want the most when it comes to your finances: peace ofmind.

UNTIL THE SPRING OF 2001,THE HOUSTON energy giant Enron epitomized the triumph of the new economy. Feared by rivals, worshiped by investors,Enron seemingly could do no wrong, its profits rose every quarter; its stock price surged ever upward; its leaders were hailed as visionaries. Then a young Fortune writer named Bethany McLean wrote an article posing a simple question--How, exactly, does Enron make its money?--and the company's house of cards began to collapse. Though other business scandals would follow, none has had the shattering effect of Enron's bankruptcy, which caused Americans to lose faith in a system that rewarded top insiders with millions of dollars while small investors,including many Enron employees, lost everything. Despite enormous media coverage of Enron, the definitive story of its astonishing rise and fall comes alive for the first time in this gripping narrative by McLean and her Fortune colleague Peter Elkind.Drawing on a wide range of private documents and well-placed so

Recommended by finance experts and used extensively byinstitutional investors, index funds and exchange-traded funds(ETFs) provide unmanaged, diversified exposure to a variety ofasset classes. Index Investing For Dummies shows activeinvestors how to add index investments to their portfolios and makethe most of their money, while protecting their assets. It featuresplain-English information on the different types of index funds andtheir advantage over other funds, getting started in indexinvesting, using index funds for asset allocation, understandingreturns and risk, diversifying among fund holdings, and applyingwinning strategies for maximum profit.

No Matter Where You Start, David Bach Can Help You Live andFinish Rich With his national bestsellers "Smart Women Finish Rich"and "Smart Couples Finish" "Rich," renowned financial advisor andeducator David Bach has taught millions of people of all ages andincomes how to take control of their financial future. His message,that the key to building wealth is "values first, stuff second,"has inspired people all over the world. Now, "The" "Finish RichWorkbook" gives couples and singles alike a new opportunity totailor his advice for their individual circumstances. Combining thedown-to-earth, jargon-free approach that has made him so popularwith the hands-on practicality of a workbook, this new addition tothe "Finish Rich" series is like having a one-on-one session withDavid Bach. You will learn how to: - Use the power of the LatteFactor(TM), David Bach's international recognized approach tobuilding wealth on a few dollars a day. - Apply the Debt FreeSolutionTM, a powerful way to reduce debt quickly and repa

THE ESSENTIAL GALBRAITH includes key selections from the mostimportant works of John Kenneth Galbraith, one of the mostdistinguished writers of our time - from THE AFFLUENT SOCIETY, thegroundbreaking book in which he conined the tern "conventionalwisdom," to THE GREAT CRASH, an unsurpassed account of the eventsthat triggered America's worst economic crisis. Galbraith's newintroductions place the works in their historical moment and makeclear their enduring relevance for the new century. THE ESSENTIALGALBRAITH will delight old admirers and introduce one of our mostbeloved writers to a new generation of readers. It is also anindispensable resource for scholars and students of economics,history, and politics, offering unparalleled access to the seminalwritings of an extraordinary thinker.

TheclassicbestsellerbyBenjaminGraham,TheIntelligentInvestorhastaughtandinspiredhundredsofthousandsofpeopleworldwide.Sinceitsoriginalpublicationin1949,BenjaminGraham'sbookhasremainedthemostrespectedguidetoinvesting,duetohistimelessphilosophyofvalueinvesting,whichhelpsprotectinvestorsagainsttheareasofpossiblesubstantialerrorandteachesthemtodeveloplong-termstrategieswithwhichtheywillbecomfortabledowntheroad. Overtheyears,marketdevelopmentshaveborneoutthewisdomofGraham'sbasicpolicies,andintoday'svolatilemarket,TheIntelligentInvestoristhemostimportantbookyouwilleverreadonmakingtherightdecisionstoprotectyourinvestmentsandmakethemasuccess.Featuringnewchapterupdates-whichappendeverychapterofGraham'sbook,leavinghisoriginaltextuntouched-fromnotedfinancialjournalistJasonZweig,thisHarperBusinessEssentialseditionofthetimelessclassicoffersreadersanevenclearerunderstandingofGraham'swisdomasitshouldbeappliedtoday.

“Money may not be able to buy you love, but conflicts about itcan certainly bankrupt your relationship.” –Michelle Singletary Here at last is the lowdown on how to manage your finances withthe man in your life. Money is the #1 problem couples fight about,says beloved Washington Post financial columnist MichelleSingletary. Acknowledging that most fights about money are usuallyabout something else–like feelings of fear or resentment–Singletarystresses the value of open dialogue. In her trademarkno-holds-barred style, she shows us how to handle the entire rangeof financial issues couples face–from splitting the dinner billwhen dating to planning for retirement together after years ofmarriage. Singletary speaks to the hearts of women as they try tosuccessfully merge their money and future security with those oftheir man. Acknowledging the emotional weight of sharedinvestments, she brings her own experience as a wife and mother tothe table and doles out advice in a voice that,

John Kenneth Galbraith has long been at the center of Americaneconomics, in key positions of responsibility during the New Deal,World War II, and since, guiding policy and debate. His trenchantnew book distills this lifetime of experience in the public andprivate sectors; it is a scathing critique of matters as they standtoday. Sounding the alarm about the increasing gap between realityand "conventional wisdom" -- a phrase he coined -- Galbraith tells,along with much else, how we have reached a point where the privatesector has unprecedented control over the public sector. We havegiven ourselves over to self-serving belief and "contrivednonsense" or, more simply, fraud. This has come at the expense ofthe economy, effective government, and the business world.Particularly noted is the central power of the corporation and theshift in authority from shareholders and board members tomanagement. In an intense exercise of fraud, the pretense ofshareholder power is still maintained, even with the immediatepart

TheclassicbestsellerbyBenjaminGraham,TheIntelligentInvestorhastaughtandinspiredhundredsofthousandsofpeopleworldwide.Sinceitsoriginalpublicationin1949,BenjaminGraham'sbookhasremainedthemostrespectedguidetoinvesting,duetohistimelessphilosophyofvalueinvesting,whichhelpsprotectinvestorsagainsttheareasofpossiblesubstantialerrorandteachesthemtodeveloplong-termstrategieswithwhichtheywillbecomfortabledowntheroad. Overtheyears,marketdevelopmentshaveborneoutthewisdomofGraham'sbasicpolicies,andintoday'svolatilemarket,TheIntelligentInvestoristhemostimportantbookyouwilleverreadonmakingtherightdecisionstoprotectyourinvestmentsandmakethemasuccess.Featuringnewchapterupdates-whichappendeverychapterofGraham'sbook,leavinghisoriginaltextuntouched-fromnotedfinancialjournalistJasonZweig,thisHarperBusinessEssentialseditionofthetimelessclassicoffersreadersanevenclearerunderstandingofGraham'swisdomasitshouldbeappliedtoday.

The international bestseller on the extent to which personalfreedom has been eroded by government regulations and agencieswhile personal prosperity has been undermined by governmentspending and economic controls. New Foreword by the Authors;Index.

How can you construct a financial investment strategy toprotect yourself … yet still get the growth to ensure a solidfinancial future and comfortable retirement during these turbulenttimes? By building an investing safety net that gives you the gainsneeded for growth – though more modest than those of past years –but protection against the downside. So when turbulencestrikes again – and it will – you won’t re-live the financialnightmares of recent years when portfolios and 401Ks weredevastated.

What is Gotcha Capitalism? Coughing up $4 fees for ATM transactions. Iron-clad cell phonecontracts you can’t get out of with a crowbar. Paying big bucks forinsurance you don’t need on a rental car or forking over $20 a dayfor supposedly “free” wireless internet. Every day we use banks,cell phones, and credit cards. Every day we book hotels and airlinetickets. And every day we get ripped off. How? Here are just a few examples of how big business can getyou: · You didn’t fill up the rental car with gas? Gotcha! Gas costs $7 a gallon here. · Your bank balance fell to $999.99 for one day? Gotcha! That’ll be $12. · You miss one payment on that 18-month same-as-cash loan? Gotcha! That’ll be $512 extra. · You’re one day late on that electric bill? Gotcha! All your credit cards now have a 29.99% interestrate. But not for much longer. In Gotcha Capitalism, MSNBC.com’s “RedTape Chronicles” columnist Bob Sullivan exposes the way

Although Africa has long been known to be rich in oil,extracting it hadnt seemed worth the effort and risk untilrecently. But with the price of Middle Eastern crude oilskyrocketing and advancing technology making reserves easier totap, the region has become the scene of a competition between majorpowers that recalls the nineteenth-century scramble forcolonization there. But what does this giddy new oil boom meanforAmerica, for the world, for Africans themselves? John Ghazviniantraveled through twelve African countriesfrom Sudan to Congo toAngolatalking to warlords, industry executives, bandits, activists,priests, missionaries, oil-rig workers, scientists, and ordinarypeople whose lives have been transformednot necessarily for thebetterby the riches beneath their feet. The result is a high-octanenarrative that reveals the challenges, obstacles, reasons fordespair, and reasons for hope emerging from the worlds newestenergy hot spot.

If you are a baby boomer nearing fifty and you haven't saved adime, don't panic. Charles Schwab, one of America's most trustedand respected names in financial services will help you takecontrol of your financial life.In You're Fifty -- Now What? hewalks even the most inexperienced person through the process ofinvesting money to prepare for tomorrow, while offering solidanswers to tough questions. He helps you figure out exactly whatyou'll need for your retirement, how to maximize the best earningand investing years of your life, and how to work out your wisestbalance of asset allocation by offering straightforward advice thatenables you to put your affairs in order and your mind at ease.

Over and over, people share their fears with David Bach,America’s leading money coach and the number-one nationalbest-selling author of The Automatic Millionaire. “If only I hadstarted saving when I was younger!” they say. “Is there any hopefor me?” There IS hope, and help is here at last! In Start Late, Finish Rich, David Bach takes the “Finish Rich”wisdom that has already helped millions of people and tailors itspecifically to all of us who forgot to save, procrastinated, orgot sidetracked by life’s unexpected challenges. Whether you are in your thirties, forties, fifties, or evenolder, Bach shows that you really can start late and still live andfinish rich – and you can get your plan in place fast. In amotivating, swift read you learn how to ramp up the road tofinancial security with the principles of spend less, save more,make more – and most important, LIVE MORE. And he gives you thetime tested plan to do it. The Start Late, Finish Rich promise is bold a

As you think about retirement, you’ve got facts to face,planning to do, decisions to make and numbers to crunch. With theexperts at The Wall Street Journal to guide you, you’ll learn howto tailor a financial plan for the lifestyle you want. ? Answers your biggest question—How big does my nest egg need tobe?—by linking it to your particular hopes for how you want tospend your days in retirement ? Shows how to translate your dreams and interests into dailyactivities, whether traveling, opening a business, volunteering orgoing back to school ? Provides a timeline for decisions to make and steps to take tenyears, five years and one year before you retire ? Offers tips on investing wisely and working with the rightfinancial adviser ? Tells you how to maximize your benefits from Social Securityand Medicare ? Guides you through the intricacies of 401(k)s, IRAs, annuitiesand other financial tools and resources Today, the average person can expect to spend two d