Out of the red... Do this month's bills pile up before you'repaid last month's? Do you regularly receive past-due notices? Doyou get letters threatening legal action if immediate payment isnot made? Do the total amounts on your revolving charge accountskeep steadily rising? Into the black... Whether you are currentlyin debt or fear you're falling into debt, you are not alone. Fortymillion Americans--from doctors to secretaries, from executives tothe unemployed--face the same problem and live under the same dailystress. Based on the proven techniques of the national DebtorsAnonymous program, here is the first complete, step-by-step guideto getting out of debt once and for all. You'll learn: How torecognize the warning signs of serious debt. How to negotiate withangry creditors, collection agencies, and the IRS. How to design arealistic and painless pay-back schedule. How to identify yourspending " blind spots." How to cope with the anxiety and dailypressures of owing money. Plus the three cardinal rules for s
Get students thinking economically with Elementary Economics. Each book in this series contains two complete center-driven units. Students and teachers design a store, stock its shelves, and price its merchandise. The store is the focus of real-life class activities that teach the economic principles of producers and consumers, scarcity, rarity, supply and demand, and more. Each unit includes reproducible worksheets and economics games that reinforce the skills and concepts taught in the lessons. Field trip ideas and literature suggestions allow the teacher to make connections across the curriculum. This innovative and refreshing approach to economics will delight both students and teachers.
沈宏益编著的《绿色核算背景下西藏上市公司财务管理机制研究》研究则是把企业财务管理机制作为一个完整的系统来看待,既要关注构成该系统的整体资金运动,又要体现上市公司社会责任履行等行为,以突出民族地区企业所依赖的生态资源安全和上市公司财务管理机制的特色,不仅涉及到经济体制、市场环境、企业制度建设等多方面内容,而且还涵盖经济学、管理学、社会学和民族学等多门学科领域。