Not according to Jean Chatzky, one of the most popular personal-finance experts in the country, who has advised millions through her regular Today Show appearances and her columns in Money magazine. Now she shares the good news about a groundbreaking study she did with the Roper Organization; the Happiness Assessment. Her research shows that amount of money you make has surprisingly little to do with how financially happy you are. But the happiest people in America at all incorme levels tend to use the money strategies that Chatzky calls the "Ten Commandments of Financial Happiness." For instance, they pay their bills as they come in rather than all at one and minimize credit and debt. The bottom line: you have to pay attention to your money-and Chatzky shows you how to make the most of what you've got. But you certainly don't have to be rich achieve financial happiness. 作者简介：Jean Chatsky is the financial editor for NBC's Today show, has a monthly colomn in Money magazine, and is a featu

UNTIL THE SPRING OF 2001,THE HOUSTON energy giant Enron epitomized the triumph of the new economy. Feared by rivals, worshiped by investors,Enron seemingly could do no wrong, its profits rose every quarter; its stock price surged ever upward; its leaders were hailed as visionaries. Then a young Fortune writer named Bethany McLean wrote an article posing a simple question--How, exactly, does Enron make its money?--and the company's house of cards began to collapse. Though other business scandals would follow, none has had the shattering effect of Enron's bankruptcy, which caused Americans to lose faith in a system that rewarded top insiders with millions of dollars while small investors,including many Enron employees, lost everything. Despite enormous media coverage of Enron, the definitive story of its astonishing rise and fall comes alive for the first time in this gripping narrative by McLean and her Fortune colleague Peter Elkind.Drawing on a wide range of private documents and well-placed so

"Dave Corbett's book turns two simple ideas into a program for life-enrichment, that you can create a life expressly for yourself and that the so-called retirement years are the best time to do it. Drawing on a lifetime of work with people who were rethinking what they wanted and their direction, he shows how to do both those things. Be warned: If you read the book, you're going to be changed. But I think you'll like how you turn out." "Dave's book reveals a powerful and profound formula for crafting a genuinely rich life. If you agree that retirement is passé, and you are a lifelong learner and have a desire to make your life count in a deeply fulfilling way, you will love this book." "Healthy, fit, financially secure, and happy for another 40 years? Is there really that kind of gold over 'them thar' hills? Yes, and Portfolio Life is the guide, leading boomers to a life path never before traveled by so many. Don't pass 50 without it." "This is the work of a wise, thoughtful author with decades o

Starting from scratch, simply by picking stocks and companies for investment, Warren Buffett amassed one of the epochal fortunes of the 20th century -- an astounding net worth of $10 billion and counting. That awesome record has made him a cult figure. This illuminating biography reveals a man whose conscientiousness, integrity, and good humor exist alongside an odd emotional isolation. Buffett also masterfully traces his life: his enormously successful partnership; his early, inspired investments in American Express and Geico; his companionship and investment with Katharine Graham of the Washington Post; his role in the Capital Cities purchase of ABC; his unique relationship with his wife and mistress; and his rescue of the scandal-ridden Salomon Brothers. --This text refers to an out of print or unavailable edition of this title. 作者简介： By picking the right stocks and businesses to invest in, plainspoken Nebraskan Warren Buffett became the richest man in the U.S. In this excelle

Structured Credit Products are one of today's fastest growing investment and risk management mechanisms, and a focus of innovation and creativity in the capital markets. The building blocks of these products are credit derivatives, which are among the most widely used products in finance. This book offers a succinct and focused de*ion of the main credit derivative instruments, as well as the more complex products such as synthetic collateralised debt obligations. The book features: Detailed product de*ions and analysis Case studies on US, European and Asian transactions Latest developments in synthetic structures. Written in an accessible style by an acclaimed author in the field of finance, this book is aimed at the entire banking, securitisation and fund management market.

Book De*ion Easy to understand and simple to apply, The Five Lessons a Millionaire Taught Me About Life and Wealth is one of the most powerful books ever written about money. This book will change your life. When Richard Paul Evans was twelve, his father, a building contractor, shattered both his legs. With no insurance, no income, and eight children, the family was destitute. At that difficult time young Evans was introduced to a kind multimillionaire who taught him the five secrets of wealth. Today, Evans credits those lessons not just with bringing him wealth and success but with bringing him freedom and opportunity in a world where financial slavery is ubiquitous. In his signature motivational voice, Evans interweaves those influential lessons with personal stories from everyday people. He explains that money should not be the preoccupation of our lives. Rather, if we follow the five principles, we will be free to focus on God, family, and relationships -- the true nourishments of life. Wise and compe

An ardent follower of Warren Buffett-the most high-profile value investor today-author Charles Mizrahi has long believed in the power of this proven approach. Now, with Getting Started in Value Investing, Mizrahi breaks down this successful strategy so that anyone can learn how to use it in his or her own investment endeavors. Written in a straightforward and accessible style, this book helps readers gain an overall understanding of the value approach to investing and presents statistics that reveal the overwhelming success of this approach through a variety of markets. Engaging and informative, Getting Started in Value Investing skillfully shows readers how to look for undervalued companies and provides them with the tools they need to succeed in today's markets.

The book that launched Edwin Lefèvre's literary career, Wall Street Stories is considered by many to be his most memorable work, second only to Reminiscences of a Stock Operator, his classic fictionalization of the life of Jesse Livermore. Published to great critical acclaim in 1901, Wall Street Stories is a literary romp through the habits and customs of Wall Street. Like all of Lefèvre's fiction it is firmly rooted in the facts as he knew them both as a top financial journalist and a successful investor, and, as was his style, many of the fictional characters in the stories are thinly-veiled portraits of well-known Wall Street personalities such as James R. Keene, Elverton R. Chapman, Roswell Pettibone Flower, and Daniel Drew-names as familiar to the public in their day as Warren Buffet, George Soros, and Julian Robertson are today. But the charm of the eight tales in Wall Street Stories isn't just in their ability to convey a sense of life in a bygone era. It comes from the timeless insights they offer i

Personal finances are becoming more and more complex. And thisis the only comprehensive reference book on this sprawling subject.Beginning with the basics of financial planning (budgeting,interest, banking, insurance, and debt), this helpful guide coverseverything people need to know about handling every aspect of theirfinancial world, including investing, taxes, retirement, estateplanning, and more.

Are you in the “sandwich generation”...planning for retirement, helping your kids, and worrying about aging parents, all at once? Now, finally, here’s the reliable, up-to-date financial guidance you desperately need–all in one place! As one of America’s leading elder law attorneys–and host of the nationwide radio show A Touch of Grey–Steve Weisman covers these issues with unique expertise, clarity, empathy, and humor. Weisman demystifies IRAs, 401(k)s, annuities, reverse mortgages, long-term care insurance, home care, assisted living, nursing homes, living wills, and advance health care directives. He reveals valuable tax breaks you never knew existed...new Social Security, Medicare, and Medicaid changes you must understand...disastrous investment mistakes you can’t afford to make. Coverage includes Reliable, practical, plain-English advice on everything from annuities to living wills Up-to-the-minute explanations of Medicaid, Medicare, and Social Security changes just pass

Written by veteran financial professional and experienced author Richard Ferri, The ETF Book gives you a broad and deep understanding of this important investment vehicle and provides you with the tools needed to successfully integrate exchange-traded funds into any portfolio. Each chapter of The ETF Book offers concise coverage of various issues and is filled with in-depth insights on different types of ETFs as well as practical advice on how to select and manage them.

In this one-of-a-kind “how-to” guide, Joseph Hooper and Aaron Zalewski provide step-by-step instructions for generating large monthly cash returns from almost any stock investment—while at the same time decreasing the risk of stock ownership. Filled with in-depth insights and proven techniques, this book is the definitive, rule-based guide to covered calls and calendar LEAPS spreads.

Jim Cramer is the champion of the middle-class investor.Every night on Mad Money, he provides valuable information about stocks, steering investors away from danger zones and leading them to the investments that can turn a lackluster portfolio into a powerhouse of profit.In his new book, he shows investors how to take the advice on his TV program and put it into action. Cramer walks investors through the key decisions they have to make: understanding their tolerance for risk and defining their goals, doing the essential homework on a stock, and knowing how to buy and sell stocks the right way -- the Cramer way.This is a true nuts-and-bolts guide to investing, from Cramer's detailed discussion of the sort of homework investors must do to his own guidelines for knowing when and how to sell stocks. Mad Money is a hugely entertaining television program, but it also offers valuable information that can be the basis for a winning portfolio.Cramer shows how to turn the "Lightning Round" into a terrific tool

In Mortgage Myths, Realtor Ralph Roberts and mortgage consultant Chip Cummings take aim at the 77 mortgage myths that prevent so many would-be homeowners and real estate investors from pursuing their dreams of homeownership. You’ll learn the difference between good and bad debt, how to make mortgage approval easier and simpler, and how to use other people’s money to leverage your investments. This is the ultimate guide to getting the great deal you deserve.

When I was a boy, my father often pulled me aside to conveylessons intended to build what we generally refer to as'character'. Often his advice was very simple - work hard, thinkfor yourself, do right by others - but I believe those lessonsprovided the foundation for everything that has followed in mylife. Now that I'm a dad myself, I wanted to put them down in oneplace, with examples of my own experiences, as a guide to life,adventure, and investing, both for my young daughters and foranyone seeking success in his or her chosen field. I hope thatparents will be inspired to give this book to their children, andvice versa, as many of the lessons that I have learned apply notjust to young people but to all adults - for example, questioneverything, never follow the crowd, and beware of boys! What alovely, lovely book! Though I've read all you've written, this onereally touched me. It is, of course, a love letter to yourdaughters, which is not only a wonderful, meaningful thing to do,but it was filled with

Swensen has been the chief investment officer for the past 14 years at Yale University,where he is responsible for managing and investing more than $6 billion of the university's endowment assets and investment funds.Realizing an annual return of more than 16 percent on his investments,Swensen has added more than $2 billion to Yale's coffers,and his consistent track record has attracted the notice of Wall Street portfolio managers.Here Swensen provides a brief history of endowment funds and explains the purpose of endowment accumulation and the goals for institutional portfolios.One of the strategies behind his success has been to diversify asset classes and move beyond a reliance on domestic marketable securities.He distinguishes between traditional and alternative asset classes,looks at performance evaluation issues and tools,and considers the investment decision-making process.Although its audience will be limited,this book is a necessary purchase for libraries with collections that include the topic of in

The internet can be the greatest tool ever invented for the enrichment of investors--or the fastest way to be misled, cheated, and relieved of your hardearned dollars. It all depends on where you go on the net and who you listen to. For mutual fund investors, the path to safe and successful online investing is now clear: The Sage Guide to Mutual Funds gives you everything you need to research, choose, buy, and sell mutual funds--and it puts the vast resources of the internet at your fingertips. Written by Alan Cohn and Stephen Cohn, the savvy founders of Sage Online, America's largest and most dynamic online mutual fund forum, The Sage Guide offers fresh and trustworthy information for newbie and experienced investors alike. Inside, you'll find everything you'll need to Find the investment style and fund categories that fit your goats Screen for and select winning funds-using Sage's recommended websites Construct the ideal personal fund portfolio Track your funds online Determine the best times to

Global investing is a necessity for the twenty-first century. Not only does it provide diversification and opportunity for profits, but it also helps protect some of your hard-earned dollars. In Finding the Hot Spots, author and professional equity research analyst David Riedel clearly illustrates how to identify and invest in non-U.S. companies—all with less difficulty and risk than you may have previously thought. By distilling the investment knowledge gained during his long journey throughout different foreign markets, Riedel shows you how certain tools and strategies can help you succeed when dealing with international equities. This accessible guide opens with a detailed discussion of how international investing can help your portfolio keep up with the rapid pace of globalization. Here is where the risks and rewards of this approach are explained, and where the myths are debunked. Finding the Hot Spots moves on to examine the numerous ways in which you can invest in international companie

Legendary investor Jim Rogers gives us his view of the worldon a twenty-two-month, fifty-two-country motorcycle odyssey in hisbestselling business/adventure book, Investment Biker, which hasalready sold more than 200,000 copies. Before you invest another dollar anywhere in the world(including the United States), read this book by the man Timemagazine calls “the Indiana Jones of finance.” Jim Rogers became a Wall Street legend when he co-founded theQuantum Fund. Investment Biker is the fascinating story of Rogers’sglobal motorcycle journey/investing trip, with hardheaded advice onthe current state and future direction of international economiesthat will guide and inspire investors interested in foreignmarkets.

The Complete Idiot's Guide to Managing Your Money shows thatany numbskull can master personal finance. In this second edition,a father-and-daughter writing team, Robert K. Heady and ChristyHeady, give readers the best advice culled from their many years ofexperience in consumer rights and money management. The Headysbelieve that money must be managed for the long haul and that thereare no quick ways to build wealth. The guide is easy to read,witty, and scornful of the hype dished out by banks and otherpeddlers of personal finance. It provides a plethora ofpersonal-finance tips for consumers, including how to get the bestdeal on a mortgage, pay off debt, and bank online. --This textrefers to the Audio CD edition.

One of America's most respected and renowned financialplanners provides 1001 tips to help everyone--from CEOs tohomemakers--save money. Learn which corners to cut in various areasof everyday life. Take the revealing self-test and assess whereyour money is being spent. Then allow the expert to guide you tothe most effective and creative ways to save it.

Mark Mobius is widely ackowledged as one of the world's most asture investment professionals. His work in the emerging markets has him numerous accolades and global recogintion. In this introductroy series，Dr.Mobius guides the novice investor through all aspects of the financial markets.Equities:An Introduction to the Core Concepts explarins clearly how the global stock markets work，who trades them，how equities are valued，the role of various trading instruments，the importance of financial statament analysis and recent development such as Sarbanes-Oxley Act. Each book in the series cuts through the jargon and mystique of the financial markets to give the reader a clear picture of how and why these markets function as they do. Key features include: ·clear definitions of financial terms ·worked examples of transactions and contracts ·summaries and overviews ·valuation techniques ·quick Quiz questions to reinforce the learning experience

Even after the ruinous financial crisis of 2008, America isstill beset by the depredations of an oligarchy that is now bigger,more profitable, and more resistant to regulation than ever.Anchored by six megabanks—Bank of America, JPMorgan Chase,Citigroup, Wells Fargo, Goldman Sachs, and Morgan Stanley—whichtogether control assets amounting, astonishingly, to more than 60percent of the country’s gross domestic product, these financialinstitutions (now more emphatically “too big to fail”) continue tohold the global economy hostage, threatening yet another financialmeltdown with their excessive risk-taking and toxic “business asusual” practices. How did this come to be—and what is to be done?These are the central concerns of 13 Bankers, a brilliant,historically informed account of our troubled politicaleconomy. In 13 Bankers, Simon Johnson—one of the most prominent andfrequently cited economists in America (former chief economist ofthe International Monetary Fund, Professor of Entre