Out of the red... Do this month's bills pile up before you'repaid last month's? Do you regularly receive past-due notices? Doyou get letters threatening legal action if immediate payment isnot made? Do the total amounts on your revolving charge accountskeep steadily rising? Into the black... Whether you are currentlyin debt or fear you're falling into debt, you are not alone. Fortymillion Americans--from doctors to secretaries, from executives tothe unemployed--face the same problem and live under the same dailystress. Based on the proven techniques of the national DebtorsAnonymous program, here is the first complete, step-by-step guideto getting out of debt once and for all. You'll learn: How torecognize the warning signs of serious debt. How to negotiate withangry creditors, collection agencies, and the IRS. How to design arealistic and painless pay-back schedule. How to identify yourspending " blind spots." How to cope with the anxiety and dailypressures of owing money. Plus the three cardinal rules for s

Get students thinking economically with Elementary Economics. Each book in this series contains two complete center-driven units. Students and teachers design a store, stock its shelves, and price its merchandise. The store is the focus of real-life class activities that teach the economic principles of producers and consumers, scarcity, rarity, supply and demand, and more. Each unit includes reproducible worksheets and economics games that reinforce the skills and concepts taught in the lessons. Field trip ideas and literature suggestions allow the teacher to make connections across the curriculum. This innovative and refreshing approach to economics will delight both students and teachers.

In this incisive and controversial expos of the hidden effects of today's free-market capitalism, Edward Luttwak describes in powerful detail how it vastly differs from the controlled capitalism that flourished from 1945 to the 1980s. Turbo-capitalism is private enterprise liberated from government regulation, unchecked by effective trade unions, unfettered by concerns for employees or communities, and unhindered by taxation or investment restrictions. The winners in this free-for-all are getting much richer, while the losers are becoming poorer and are forced by downsizing to take the traditional jobs of the underclass. Led by the United States, closely followed by Britain, turbo-capitalism is spreading fast throughout Europe, Asia, and the rest of the world without the two great forces that check its enormous power in the United States: a powerful Legal system and the stringent rules of American calvinism. Luttwak exposes the major societal upheavals and inequities turbo-capitalism causes and the broad dis

《中国农村的金融发展--以农村信用合作社的改革为中心(英文版)》：I ammost grateful to Professor Masaaki ISHIDA of the Graduate School ofBioresources, Mie University, Japan. He was my doctoral instructorwho guided me into the academic world of economics. He is veryfamous in the research of agricultural policies and cooperatives,excelling at micro analy- ses of farmers' action. He has won a lotof academic awards from the Agricul- tural Economics Society ofJapan and The Farm Management Society of Ja- pan, etc. He also hasgreat personalities of wisdom, diligence and generos- ity. I feelvery fortunate to be one of the overseas students of ProfessorMasaaki ISHIDA.